4 bedroom semi-detached for sale

£650,000

4

Bedrooms

2

Bathrooms

Floorplan

James Chiltern are delighted to present this beautifully modern and exceptionally spacious Four-bedroom semi-detached home, situated in a peaceful and sought-after residential area. With an impressive layout, stylish finishes, and generous outdoor space, this property offers the perfect blend of comfort, convenience, and contemporary living.

Youre welcomed into a bright and airy hallway that sets the tone for the rest of the house. Off the hall is a vast main reception room ideal for both entertaining and relaxing boasting excellent natural light and a welcoming feel.

To the rear of the property is a stunning open-plan kitchen and dining area, fully equipped with sleek modern units, underfloor heating, ample worktop space, and bifold doors leading directly out to the beautifully landscaped garden perfect for indoor-outdoor living and summer entertaining.

The home also benefits from a downstairs bedroom, ideal as a home office, playroom or snug. This room is also enhanced by underfloor heating, offering comfort throughout the year.

A downstairs WC and generous storage options complete the ground floor.

Upstairs, youll find three spacious bedrooms, including a master with its own built-in shower. The family bathroom is beautifully finished and features a four-piece suite including a separate bath and walk-in shower.

The beautifully upkept rear garden includes a patio area, two storage sheds, and additional storage cleverly built beneath the patio. A fully operational hot tub adds a touch of luxury. To the front, the home boasts a large driveway with space for 6+ cars, while a CCTV system accessible via mobile phone offers added peace of mind.

This is a rare opportunity to secure a truly turnkey family home in a well-regarded location early viewing is highly recommended.



Features
  • Freehold

Mortgage Calculator

Your property may be repossessed if you do not keep up repayments on your mortgage.

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )

Return on Investment

£
£
£
£

Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.

Mortgage Required

£ 538950

Mortgage Loan to Value

%

Gross Yield

%

Annual ROI

%

Annual Rental Profit

£

Cumulative Rental Profit

£

Cost of Purchase

£
  • Stamp Duty
    £

    Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.

  • Refurbishment Budget
    £ 16250
  • Survey Costs
    £ 400
  • Mortgage Fees
    £ 1,000

    Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Legal Fees
    £ 1,300

Adjust these figures

£

The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.

£

This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.

£

Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.

£

This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.

Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.

Annual Costs

£ 51450
  • Mortgage Interest
    £

    The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Letting and Management Costs (Inc VAT)
    £
  • Letting Fee
    £
  • Maintenance
    £
  • Insurance
    £ 500
  • Ground Rent
    £ 0
  • Service Charge
    £ 0

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£
  %

This is the percentage of the rent that you will spend maintaining the property.

£

Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.

£

Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.

£

This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.

Total Profit

£
  • Final Equity Profit
    £

    Final Equity Profit = Final Property Value - Mortgage Required - Investment

  • Cumulative Rental Profit
    £

    Cumulative Rental Profit = Annual rental profit x Time of Investment

Adjust these figures

  %

This is the assumed rate of house price inflation.

Final Property Value

£

This is the property value at the end of the investment based on an assumed rate of % house price inflation.

Notes

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