2 bedroom terraced for sale

£290,000 Offers in excess of

2

Bedrooms

1

Bathrooms

Floorplan

This Victorian Cottage Offers A Harmonious Blend Of Period Character & Modern Living, Making It An Excellent Choice For First-Time Buyers Or Those Looking To Downsize. With Two Double Bedrooms, A First-Floor Bathroom, And A Thoughtfully Designed Interior, This Home Presents A Wonderful Opportunity To Settle Into A Desirable Location On The Border Of Upchurch.
Upon Entering The Property, Youll Be Greeted By An Open Plan Lounge Diner That Exudes A Cottage Chic Aesthetic, With Tasteful Finishes That Create A Warm And Inviting Atmosphere. The Layout Has Been Designed To Maximise Space While Ensuring Comfort, Making It Ideal For Both Relaxing Evenings And Entertaining Guests. This Leads Seamlessly To A Well-Appointed Kitchen With Shaker Style Cabinets Offering Ample Storage & Workspace. The Rear Lobby Has Been Fashioned To A Boot & Coat Room & In Turn Opens To A Laundry Area Ensuring That The Space In The Kitchen Is Maximised.
Upstairs, The Property Features Two Generously Sized Double Bedrooms, Each Offering Versatility For Use As A Guest Room, Home Office, Or Personal Retreat. The First-Floor Bathroom Is Conveniently Located And Features Contemporary Fixtures, Catering To All Your Daily Needs.
One Of The Standout Features Of This Home Is Its Pretty Rear Garden, A Peaceful Outdoor Space That Provides A Perfect Setting For Al Fresco Dining Or Gardening Hobbies. This Private Haven Adds To The Overall Appeal Of The Property, Offering A Serene Escape From The Hustle And Bustle Of Daily Life.
The Location Is Another Key Highlight. Tucked Away In A Secluded Spot, The Property Provides A Sense Of Tranquillity While Being Within Walking Distance Of The Town Centre And The Station, Providing Excellent Transport Links. Additionally, The Home Benefits From Its Position On The Border Of Upchurch, Offering Easy Access To Local Amenities And Countryside Walks.
Whether Youre Entering The Property Market For The First Time Or Looking To Downsize Without Compromising On Character Or Convenience, This Victorian Cottage Is A Must-See. Dont Miss The Opportunity To Make This Charming Home Your Own, Book Your Viewing Today!
AGENTS NOTE: Drainage This property is not on mains drainage but shares a cesspit drainage system with number 6,7, & 8. On average this needs to be emptied annually at a cost of between 50 - 90perhousehold approximately every 12 months.

MEASUREMENTS All Measurements Are Approximate. These sales particulars have been prepared by Jacksons Estate Agents upon the instructions of the vendor(s). Services, fittings, and equipment referred to within the sales particulars have not been tested and no warranties can be given. Accordingly, the prospective buyer(s) must make their own enquiries regarding such matters. The measurements for the floor space have been taken from the information on the EPC.
ADDITIONAL SERVICES To enable you to budget for your move, we can provide you with a complete breakdown of all expenses associated with moving, including legal fees, survey fees, early repayment charges, removal fees and all aspects of mortgage charges.

Mortgage Calculator

Your property may be repossessed if you do not keep up repayments on your mortgage.

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )

Return on Investment

£
£
£
£

Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.

Mortgage Required

£ 241950

Mortgage Loan to Value

%

Gross Yield

%

Annual ROI

%

Annual Rental Profit

£

Cumulative Rental Profit

£

Cost of Purchase

£
  • Stamp Duty
    £

    Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.

  • Refurbishment Budget
    £ 7250
  • Survey Costs
    £ 400
  • Mortgage Fees
    £ 1,000

    Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Legal Fees
    £ 1,300

Adjust these figures

£

The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.

£

This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.

£

Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.

£

This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.

Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.

Annual Costs

£ 24450
  • Mortgage Interest
    £

    The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Letting and Management Costs (Inc VAT)
    £
  • Letting Fee
    £
  • Maintenance
    £
  • Insurance
    £ 500
  • Ground Rent
    £ 0
  • Service Charge
    £ 0

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  %
  %
£
  %

This is the percentage of the rent that you will spend maintaining the property.

£

Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.

£

Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.

£

This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.

Total Profit

£
  • Final Equity Profit
    £

    Final Equity Profit = Final Property Value - Mortgage Required - Investment

  • Cumulative Rental Profit
    £

    Cumulative Rental Profit = Annual rental profit x Time of Investment

Adjust these figures

  %

This is the assumed rate of house price inflation.

Final Property Value

£

This is the property value at the end of the investment based on an assumed rate of % house price inflation.

Notes

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