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£440,000
Bedrooms
Bathrooms
A three-bedroom semi-detached home with bonus loft room, off street parking and a south westerly facing rear garden.
Internally this is a well-loved home with plenty of space and well-presented throughout. There are three bedrooms upstairs with good built in wardrobe provisions. The family bathroom is upstairs and there is also access to a loft room for bonus space with a Velux window. This loft room has been used for multiple purposes across the years and has really helped with family life. The loft is also home to a modern boiler which has been recently installed. On the ground floor we have a kitchen diner to the rear of the home and your living room to the front. Off the back of the kitchen is an additional space currently used as a utility room.
Externally we have a pretty front garden with plenty of off-street parking to the side. To the rear we have a lovely, landscaped space which faces south westerly and has been designed to catch the sun. There is astro turf and slabs for easy maintenance and two garden sheds.
This home is nicely located within this popular residential road within Addlestone. Well situated close to a selection of popular local schools including Holy Family, Ongar Place, St Pauls and Jubilee High. Addlestone is a popular town for those that commute with easy access to the M25 Junction 11. EPC Rating D.
Your property may be repossessed if you do not keep up repayments on your mortgage.
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )
Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.
Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.
Your home may be repossessed if you do not keep up repayments on your mortgage.
The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.
This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.
Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.
Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.
The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the percentage of the rent that you will spend maintaining the property.
Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.
Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.
This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.
Final Equity Profit = Final Property Value - Mortgage Required - Investment
Cumulative Rental Profit = Annual rental profit x Time of Investment
This is the assumed rate of house price inflation.
This is the property value at the end of the investment based on an assumed rate of % house price inflation.
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