3 bedroom semi-detached for sale

£715,000

3

Bedrooms

2

Bathrooms

Floorplan

A pretty, three bedroom semi detached home, ideally located within moments of the River Thames and High Street amenities.

This is a lovely home with a nice feeling throughout. Only built in 2003 but designed to suit the pretty, characterful style of its surroundings, the house offers plenty of charm and attractive features. We have three bedrooms upstairs, one of which has an en-suite shower room. There is also a family bathroom as well as a downstairs cloakroom. There is loft access also on the first floor for additional storage requirements. On the ground floor we have a nice modern kitchen with integral appliances and space for a sit-down breakfast bar area. There is a handy utility cupboard off the kitchen with space for your washing machine, boiler and additional storage. The main living room runs from the front to the back of the house and has plenty of windows and French doors providing loads of natural light. The hallway and landing spaces are noticeably comfortable, adding to the homely feel of the house.

Externally the home has an interesting quirk where there is no front door, your entry is to the rear through the garden. You have two allocated parking spaces to the side and access works well for convenience. The garden itself is attractive with decking, lawn, garden shed and a pretty feature wall to the rear. The garden faces easterly, so we catch the sun nicely.

This home is ideally situated in one of our most popular areas within Walton on Thames. Just moments from the River Thames Tow Path, popular with walkers, runners and cyclists. There are a selection of great Riverside pubs and Walton on Thames town centre amenities are only a few moments away. EPC Rating C.

Mortgage Calculator

Your property may be repossessed if you do not keep up repayments on your mortgage.

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )

Return on Investment

£
£
£
£

Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.

Mortgage Required

£ 592575

Mortgage Loan to Value

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Gross Yield

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Annual ROI

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Annual Rental Profit

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Cumulative Rental Profit

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Cost of Purchase

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  • Stamp Duty
    £

    Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.

  • Refurbishment Budget
    £ 17875
  • Survey Costs
    £ 400
  • Mortgage Fees
    £ 1,000

    Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Legal Fees
    £ 1,300

Adjust these figures

£

The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.

£

This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.

£

Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.

£

This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.

Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.

Annual Costs

£ 56325
  • Mortgage Interest
    £

    The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Letting and Management Costs (Inc VAT)
    £
  • Letting Fee
    £
  • Maintenance
    £
  • Insurance
    £ 500
  • Ground Rent
    £ 0
  • Service Charge
    £ 0

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£
  %

This is the percentage of the rent that you will spend maintaining the property.

£

Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.

£

Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.

£

This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.

Total Profit

£
  • Final Equity Profit
    £

    Final Equity Profit = Final Property Value - Mortgage Required - Investment

  • Cumulative Rental Profit
    £

    Cumulative Rental Profit = Annual rental profit x Time of Investment

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  %

This is the assumed rate of house price inflation.

Final Property Value

£

This is the property value at the end of the investment based on an assumed rate of % house price inflation.

Notes

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