Are you an Estate Agent? Register here
Are you an Estate Agent? Register here
£120,000
Bedrooms
Bathrooms
A first floor apartment, ideally situated for anyone wanting to live centrally to the town centre, with its range of shops, pubs and restaurants. Benefitting from gas central heating and double glazing and having designated off street parking. The property is well presented, neutrally decorated and has laminate floors throughout.
Its hard to think of a better located market town than Thirsk, nestling in the Vale of York, with the hills of the Dales and North York Moors looming in the distance. The town is smart and confident with a lovely mix of Georgian and medieval buildings, clustering around a thriving market square.. Locals are proud of their town. Tourism is important (vet Alf Wight, aka James Herriot, had his practice here, luring visitors from across the globe), but it never seems to overwhelm the town.
The accommodation briefly comprises of; entrance hall with stairs up. Inner hallway with doors leading to; bathroom, bedroom and living room with kitchen off. Outside there are communal areas and designated parking.
Transport links are fantastic. The nearby A19 and A1 will speed you to Leeds or Newcastle in about one hour, whilst York and Harrogate are 40 minutes to the south. Grand Central offers direct rail services to London (2.5 hours) whilst Trans-pennine connects Thirsk with all the major northern cities. Note - the train station is 1.5 miles out of town, past the racecourse, so plan on a taxi ride or a half-hour walk. The surrounding area is terrific cycling territory, with lovely back lanes and a choice of flat or hilly terrain. Not far away steep-sided Boltby Wood offers off-road fans an exhilarating experience.
Entrance Hall - Stairs to 1st floor
Hallway - Laminate flooring, doors leading to:
Bedroom - Window to the rear, laminate flooring, radiator
Living Room - Window to the rear, laminate flooring, radiator
Kitchen - Window to front, range of base, wall and drawer units, heat resistant worksurfaces, stainless steel sink unit, 4 ring gas hob with oven below, space for fridge, tiled splashbacks, radiator
Bathroom - Panelled bath with shower over, low level WC and pedestal wash hand basin, radiator
Your property may be repossessed if you do not keep up repayments on your mortgage.
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )
Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.
Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.
Your home may be repossessed if you do not keep up repayments on your mortgage.
The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.
This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.
Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.
Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.
The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the percentage of the rent that you will spend maintaining the property.
Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.
Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.
This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.
Final Equity Profit = Final Property Value - Mortgage Required - Investment
Cumulative Rental Profit = Annual rental profit x Time of Investment
This is the assumed rate of house price inflation.
This is the property value at the end of the investment based on an assumed rate of % house price inflation.
The Property has been saved to your favorites
/ 5
It's quick and easy
