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£400,000 Guide Price
Bedrooms
Bathrooms
A three bedroom, detached bungalow in the village of Baldersby. The property is the perfect canvas for a discerning buyer and has huge potential to be extended and renovated to create the desirable home, subject to planning. Situated on Baldersby Garth, the property enjoys a set back and private location overlooking farmers fields to the rear. The village of Baldersby has a local farm-shop, and is centrally located between the popular Market Town of Thirsk and City of Ripon giving access to larger amenities and also offering excellent transport links to the A1m and the A59.
Internally the property comprises of a large entrance vestibule/utility room, leading in to a spacious kitchen. There is a separate dining room, lounge, large sun room looking out on to the garden, master bedroom with a shower en-suite and two double bedrooms with a family bathroom. Externally the property has a large, gated driveway with room for numerous vehicles, a well manicured wrap around private garden and stairs leading up to a rooftop terrace. Additionally is a double garage.
Additional Information - The property is of timber frame construction, prospective purchasers should check to see if this meets their lender criteria.
Entrance Hall - UPVC front entrance door and UPVC double glazed window. Radiator.
Side Entrance/Utility Room - UPVC entrance door. UPVC double glazed windows. Base units with space and plumbing for a washing machine and tumble dryer. Radiator.
Kitchen - A range of base and wall units with coordinating work surfaces and an integrated stainless steel sink. Built in electric oven with overhead extractor. Island unit with storage. Fitted dresser unit and space for a large fridge freezer.
Dining Room - UPVC double glazed window. Space for a large dining table and chairs.
Lounge - UPVC double glazed bay window. Brick built fireplace with a wood mantle and inset multi fuel burning stove. Radiator.
Sun Room - Two large UPVC double glazed windows and UPVC french patio doors leading out to the garden. Radiator.
Master Bedroom And En-Suite - UPVC double glazed window. Built in wardrobes. Ensuite shower room comprising of a walk in shower cubicle, hand wash basin and WC.
Bedroom Two - UPVC double glazed bay window. Radiator.
Bedroom Three - UPVC double glazed window. Radiator.
Family Bathroom - Opaque window. White bathroom suite comprising of a panelled bath, hand wash basin and WC with a bidet.
External - The property has a gated driveway with space for numerous vehicles, leading down to the double garage. The property sits within a wrap around, well manicured garden with a variety of flowerbeds, mature bushes, hedges and trees. There is a roof terrace to the property accessed via stairs to the side, with far reaching views over the open countryside. There is also a coal bunker and solar panels to the roof.
Services - Mains Water
Electricity
Drainage
Oil central heating
Covenants - Please enquire with Joplings for any information.
Broadband/Mobile Phone - See Ofcom checker and Openreach website for more details.
Flood Risk - See gov.uk website for more information.
Your property may be repossessed if you do not keep up repayments on your mortgage.
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )
Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.
Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.
Your home may be repossessed if you do not keep up repayments on your mortgage.
The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.
This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.
Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.
Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.
The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the percentage of the rent that you will spend maintaining the property.
Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.
Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.
This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.
Final Equity Profit = Final Property Value - Mortgage Required - Investment
Cumulative Rental Profit = Annual rental profit x Time of Investment
This is the assumed rate of house price inflation.
This is the property value at the end of the investment based on an assumed rate of % house price inflation.
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