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£385,000
Bedrooms
Bathrooms
A charming detached bungalow located on Back Lane in the sought after area of Sowerby, Thirsk. The property is just a short walk from Thirsk Market Place, making it ideally placed to all local amenities but still set back in a private yet convenient location. Sowerby has excellent transport links, leading to the A1m and the A19 to York and beyond.
The accommodation briefly comprises of a spacious lounge and conservatory, a well equipped modern kitchen, family bathroom, master bedroom with ensuite, and two further bedrooms. Outside the property benefits from well maintained gardens and ample parking.
Dont miss out on the opportunity to own this lovely detached bungalow in the heart of Sowerby.
Entrance Hall - Double glazed front entrance door with side light. Radiator.
Lounge - Double glazed windows to the front, with French patio doors leading out to the side of the property. Feature brick built fireplace, with a log burning stove and tiled hearth. Radiators.
Conservatory - Fully double glazed with a polycarbonate roof. French patio doors leading out to the side. Radiator.
Kitchen - Two double glazed windows. Modern kitchen with a range of base and wall units, with coordinating work surfaces and a tiled splashback. One and half bowl sink. Integrated appliances comprising of a double electric oven, four ring gas hob with overhead extractor, and dishwasher. Dining area with space for a table and chairs. Radiator.
Master Bedroom And Ensuite - Double glazed window. Door leading in to the en suite, comprising of concealed flush WC and hand wash basin set in the vanity unit, and large shower cubicle with mains shower, with a heated towel rail.
Bedroom Two - Double glazed window and built in wardrobes. Radiator.
Bedroom Three - Double glazed window. Radiator.
Bathroom - Three piece bathroom suite comprising of a bath with overhead shower, low level flush WC and hand wash basin set in the vanity cupboard. Heated towel rail.
Utility/Wc - Space and plumbing for a dishwasher. Low level flush WC and wall mounted hand wash basin. Baxi combi boiler.
Garage - Up and over door. Side door for pedestrian access.
External - To the front of the property is a driveway with space for multiple cars, following on to a mainly laid to lawn garden with a variety of mature shrubs and trees. To the rear is a private paved garden, with a fenced boundary, mature shrubs and areas for entertaining. There is also pedestrian access to the garage.
Your property may be repossessed if you do not keep up repayments on your mortgage.
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )
Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.
Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.
Your home may be repossessed if you do not keep up repayments on your mortgage.
The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.
This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.
Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.
Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.
The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the percentage of the rent that you will spend maintaining the property.
Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.
Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.
This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.
Final Equity Profit = Final Property Value - Mortgage Required - Investment
Cumulative Rental Profit = Annual rental profit x Time of Investment
This is the assumed rate of house price inflation.
This is the property value at the end of the investment based on an assumed rate of % house price inflation.
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