3 bedroom detached for sale

£335,000

3

Bedrooms

2

Bathrooms

Floorplan

A well presented detached house situated on a popular area residential estate, in the heart of Thirsk just off St Marys. This three bedroom home offers the ideal accommodation for a growing family or those looking to downsize. Having two reception rooms, a conservatory and a utility, gives that bit of extra space. Benefitting from gas central heating and double glazing throughout.

This property is less than 10 minutes drive to the centre of Thirsk with its shops, cafes, pubs and other amenities. The A19 is close-by for commuting further afield with access to the A1 also only a few minutes drive. There is a mainline train station with a direct service to London in Carlton Miniott too.

The accommodation briefly comprises of; entrance hall, lounge, dining room, conservatory, kitchen, utility all to the ground floor. Three bedrooms, one with en-suite and a family bathroom to the first floor. Externally a long driveway leads to a integral garage, whilst both front and rear gardens are mostly laid to lawn.

Offered with No Upward Chain

Entrance Hall - Via uPVC entrance door with double glazed side light, stairs to 1st floor

Lounge - 4 x 3.7 (131' x 121') - Double glazed window to front, feature fire surround with marble effect back panel and hearth, gas fire, radiator, coving, archway to:

Dining Room - 3.36 x 2.2 (110' x 72') - Double glazed French door to Conservatory, coving and radiator

Conservatory - 3.76 x 2.45 (124' x 80') - Double glazed, with French doors to the side, polycarbonate roof, tiled floor

Kitchen - 3.4 x 2.4 (111' x 710') - Double glazed window to rear. Range of base, wall and drawer units with complementing heat resistant worksurfaces incorporating a stainless steel sink unit with mixer tap, space for electric oven and filter hood above, space for underbench fridge, tiled splashbacks, understair cupboard

Utility Room - 2.3 x 2 (76' x 66') - 1/2 glazed door to rear with double glazed window, plumbed for washing machine and dishwasher, wall cupboards and wall mounted boiler

Landing - Doors to:

Bedroom One - 4.5 x 2.8 (149' x 92') - Double glazed window to front, range of built in bedroom furniture including, bedside drawers, chest of drawers and sliding mirrored door wardrobes, radiator

En-Suite - Double glazed window to front, low level WC, wash basin, shower cubicle, 1/2 tiled wall, radiator

Bedroom Two - Double glazed window to front, radiator

Bedroom Three - Double glazed window top rear, radiator

Bathroom - Double glazed window to rear, panelled bath, low level WC, pedestal wash hand basin, radiator, laminate flooring, tiled to bath area and extending behind sink and toilet

Externally - Long driveway leading to an integral garage with up and over door. Front garden which is mostly laid to lawn. Rear garden which is mostly laid to lawn with mature shrubbery and high timber fence

Mortgage Calculator

Your property may be repossessed if you do not keep up repayments on your mortgage.

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )

Return on Investment

£
£
£
£

Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.

Mortgage Required

£ 279075

Mortgage Loan to Value

%

Gross Yield

%

Annual ROI

%

Annual Rental Profit

£

Cumulative Rental Profit

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Cost of Purchase

£
  • Stamp Duty
    £

    Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.

  • Refurbishment Budget
    £ 8375
  • Survey Costs
    £ 400
  • Mortgage Fees
    £ 1,000

    Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Legal Fees
    £ 1,300

Adjust these figures

£

The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.

£

This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.

£

Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.

£

This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.

Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.

Annual Costs

£ 27825
  • Mortgage Interest
    £

    The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Letting and Management Costs (Inc VAT)
    £
  • Letting Fee
    £
  • Maintenance
    £
  • Insurance
    £ 500
  • Ground Rent
    £ 0
  • Service Charge
    £ 0

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£
  %

This is the percentage of the rent that you will spend maintaining the property.

£

Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.

£

Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.

£

This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.

Total Profit

£
  • Final Equity Profit
    £

    Final Equity Profit = Final Property Value - Mortgage Required - Investment

  • Cumulative Rental Profit
    £

    Cumulative Rental Profit = Annual rental profit x Time of Investment

Adjust these figures

  %

This is the assumed rate of house price inflation.

Final Property Value

£

This is the property value at the end of the investment based on an assumed rate of % house price inflation.

Notes

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