3 bedroom detached bungalow for sale

£400,000

3

Bedrooms

2

Bathrooms

Floorplan

Welcome to Kirkby Close, Ripon - a charming location on the west side of Ripon, offering a peaceful retreat in a quiet cul-de-sac. This detached bungalow boasts ample space with 1 reception room, 3 bedrooms, and 2 bathrooms, providing a comfortable living environment for you and your family.

The chain-free status of this bungalow presents a hassle-free opportunity to make it your own.

Although the property may require a little updating, this presents an exciting chance for you to put your personal touch on the space and create the home of your dreams. Dont miss out on the potential this detached bungalow holds - schedule a viewing today and envision the possibilities that await you in this lovely Ripon location.

Entrance - Paved pathway and steps lead down to the Timber opaque glazed Front Entrance door with opaque glazed panels to one side.

Hallway - L-shaped Hallway. Storage cupboard with security alarm. Consumer unit. Loft access. Radiator.

Kitchen - UPVC Double Glazed window overlooking the Front Garden and UPVC opaque Double Glazed door giving access to the side pathway which leads to the Driveway and the Rear Garden. A range of base and wall units with coordinating work surface over. Stainless steel one and a half sink and drainer with mixer tap. Tiled splashbacks. Eye-level oven and grill. Gas hob with extractor above. Dishwasher plussSpace and plumbing for washing machine. Worcestor gas boiler. Radiator.

Living Dining Room - Accessed via two doorways from the Hall, this L-Shaped room is a great size and benefits from UPVC Double Glazed windows to the Side and Rear with sliding a sliding Patio door leading through to the Conservatory. Gas fire with marble and decorative tiles to the hearth and back with Timber surround 3x Radiators.

Conservatory - UPVC Double Glazed windows with doors opening out into the Rear Garden. Tiled flooring. Electric wall heater and cooling fan.

Bedroom One - Double Bedroom with UPVC Double Glazed Bay window to the Front and a further UPVC Double Glazed window to the Front. Door leading through to the En-suite. Radiator.

En-Suite - Opaque UPVC Double Glazed window to the Side. Suite comprising: corner shower cubicle with shower board and thermostatically controlled shower, pedestal wash hand basin and low level WC. Radiator.

Bedroom Two - Double Room with UPVC Double Glazed window overlooking the Rear Garden. Radiator.

Bedroom Three - Small Double Bedroom with UPVC Double Glazed window out ot the Rear Garden. Radiator.

House Bathroom - Opaque UPVC Double Glazed window to the Side. Suite comprising: bath, pedestal wash hand basin and low-level WC. Partially tiled walls. Radiator.

To The Outside -

To The Front - Front Garden mainly laid to lawn with mature shrubs.

Garage - Double Garage with 2x opening doors, one being electric. UPVC door gives access into the Garage from the Front Garden. Tarmacadam Parking for 2 vehicles to the Front of the Garage.

To The Rear - Slightly sloping garden with steps and pathways leading to the bottom. Beds and borders with mature shrubs and plants. Patio seating areas. Pathway leading to the Front of the property.

Additional Information - Probate: Prospective purchasers, please be aware that Exchange of Contracts and Completion are not able to happen until the Grant of Letters of Administration has been issued, and this could take several months.

Services - Mains Water and Drainage
Electricity
Gas central heating

Broadband And Mobile Phone - See Ofcom checker and Openreach website for more details.

Planning - Properties within the cul-de-sac have planning permission. We would advise that you visit the NYC Planning Portal for further information.

Covenants - The title register of this property contain restrictive covenants which are available on request.

Council Tax - Council Tax Band E

Opening Hours - RIPON: Monday - Thursday 9.00 a.m - 5.30 p.m
Friday 9:00 to 5:00
Saturday 9.00 a.m - 1.00 p.m
Sunday Closed

Joplings Information - Joplings is a long established independent practice of Residential and Commercial Sales & Letting Agents and Valuers with offices in both Ripon & Thirsk.

Mortgage Calculator

Your property may be repossessed if you do not keep up repayments on your mortgage.

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )

Return on Investment

£
£
£
£

Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.

Mortgage Required

£ 332700

Mortgage Loan to Value

%

Gross Yield

%

Annual ROI

%

Annual Rental Profit

£

Cumulative Rental Profit

£

Cost of Purchase

£
  • Stamp Duty
    £

    Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.

  • Refurbishment Budget
    £ 10000
  • Survey Costs
    £ 400
  • Mortgage Fees
    £ 1,000

    Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Legal Fees
    £ 1,300

Adjust these figures

£

The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.

£

This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.

£

Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.

£

This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.

Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.

Annual Costs

£ 32700
  • Mortgage Interest
    £

    The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Letting and Management Costs (Inc VAT)
    £
  • Letting Fee
    £
  • Maintenance
    £
  • Insurance
    £ 500
  • Ground Rent
    £ 0
  • Service Charge
    £ 0

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  %
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£
  %

This is the percentage of the rent that you will spend maintaining the property.

£

Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.

£

Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.

£

This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.

Total Profit

£
  • Final Equity Profit
    £

    Final Equity Profit = Final Property Value - Mortgage Required - Investment

  • Cumulative Rental Profit
    £

    Cumulative Rental Profit = Annual rental profit x Time of Investment

Adjust these figures

  %

This is the assumed rate of house price inflation.

Final Property Value

£

This is the property value at the end of the investment based on an assumed rate of % house price inflation.

Notes

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