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£290,000
Bedrooms
Bathrooms
We are delighted to welcome this Melmerby property to the market. The Semi-Detached Home with Three Bedrooms benefits from off-road Parking for a number of vehicles and a good-sized Garden to the Rear with field views towards the Hambleton Hills.
The property comprises: Living Room, Dining Kitchen and Conservatory and to the First Floor, Three Bedrooms and House Bathroom.
Entrance - UPVC part-opaque glazed door leads into the property.
Hallway - Consumer unit. Radiator.
Stairs leading to the First Floor.
Sitting Room - UPVC Double Glazed window to the Front. Stove with timber mantel over and tiled hearth. Understairs cupboard housing the oil fired combi boiler.
Dining Kitchen - UPVC Double Glazed window and Timber double doors with glazed side panel leads through to the Conservatory. A range of base and wall units with coordinating work surface over. Ceramic one and a half sink and drainer with mixer tap. Tiled splashbacks. Cookmaster Leisure electric range with extractor over. Space for fridge freezer. Tiled flooring. Radiator.
Conservatory - UPVC Double Glazed Conservatory with insulated roof. Space and plumbing for washing machine and tumble dryer with work surface over. Door leading out to the Rear Garden. Radiator.
First Floor -
Landing - UPVC opaque Double Glazed window to the Side. Shelved storage cupboard. Loft access with ladder and light.
Bedroom One - UPVC Double Glazed window overlooking the Rear Garden with field views towards Hambleton Hills. Radiator.
Bedroom Two - UPVC Double Glazed window to the Front. Radiator.
Bedroom Three - UPVC Double Glazed window to the Rear. Radiator.
House Bathroom - UPVC opaque Double Glazed window to the Front. Suite comprising: P-shaped bath with thermostatically controlled shower over and curved shower screen, wall-mounted wash hand basin and low level WC. Partially tiled walls. Chrome ladder style towel rail.
Outside -
To The Front - Walled and fenced boundaries with double Timber gates onto the road. Gravel and concrete parking area allowing parking for a number of vehicles.
To The Rear - Rear Garden is mainly laid to lawn with a mix of hedged and fenced boundaries. Gravelled seating area to rear of the Conservatory. Brick built storage shed with side window, power and light. Timber log store and timber coal store. Further metal open store. A gated pathway leads to the Front of the property. Oil tank (fitted by the current owners).
Council Tax - Council Tax Band B
Services - Mains Water
Electricity
Drainage
Oil fired combi boiler for both central heating and hot water. The vendor has informed Joplings that a 110 litre tank was installed in 2017 and they usually costs use between 800 and 1000 litres a year. They also have the added benefit of the stove in the Sitting Room.
Broadband And Mobile Phone - See Ofcom checker and Openreach website for more details.
Opening Hours - RIPON: Monday - Thursday 9.00 a.m - 5.30 p.m
Friday 9.00am to 5.00pm
Saturday 9.00 a.m - 4.00 p.m
Sunday Closed
Joplings Information - Joplings is a long established independent practice of Residential and Commercial Sales & Letting Agents and Valuers with offices in both Ripon & Thirsk.
Your property may be repossessed if you do not keep up repayments on your mortgage.
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )
Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.
Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.
Your home may be repossessed if you do not keep up repayments on your mortgage.
The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.
This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.
Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.
Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.
The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the percentage of the rent that you will spend maintaining the property.
Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.
Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.
This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.
Final Equity Profit = Final Property Value - Mortgage Required - Investment
Cumulative Rental Profit = Annual rental profit x Time of Investment
This is the assumed rate of house price inflation.
This is the property value at the end of the investment based on an assumed rate of % house price inflation.
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