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£138,000
Bedrooms
Bathrooms
Located on the south side of Ripon, this delightful Ground Floor Flat boasts a spacious reception room and with two cosy bedrooms, there is plenty of space for a small family or guests to stay over.
Situated on the ground floor, this flat offers easy access to the good-sized garden. The off-street parking ensures that you will never have to worry about finding a parking spot after a busy day out.
Whether you are looking for a new home or an investment opportunity, this flat offers great potential. Dont miss the chance to make this lovely property your own and enjoy all that it has to offer. Contact us today to arrange a viewing.
Entrance - UPVC part-glazed door gives access into the property.
Porch / Conservatory - UPVC double glazed area with tiled floor. A lovely place to sit and enjoy the outlook to the garden.
Living Dining Room - UPVC double glazed sliding doors give access through to the porch/conservatory area. Electric fire in painted timber surround and timber mantel over. Radiator.
Kitchen - UPVC double glazed window to the front. A range of base and wall units with coordinating work surface over. Composite sink and drainer with mixer tap. Tiled splashbacks. Electric single oven and grill with electric hob and extractor. Space and plumbing for washing machine and slimline dishwasher. Space for tumble dryer and undercounter fridge. Worcester combi boiler which the property owner has advised is regularly serviced.
Hallway - Fire door with glazed panel leads into the property from covered communal entrance/stairway. Built-in storage cupboard. Radiator.
Bedroom One - A double room with UPVC double glazed window to the rear. Built-in wardrobe. Radiator.
Bedroom Two - UPVC double glazed window to the Front. Radiator.
Bathroom - UPVC opaque double glazed window to the front. Suite comprising: bath with Triton electric shower over, pedestal wash hand basin and low-level WC. Built-in storage cupboard. Extractor. Chrome ladder style towel rail.
To The Outside -
Garden - A good sized sunny garden to the side and Front of the property with paved patio seating area, lawned area and planted borders. Hedge and fenced boundaries.
Parking - Timber double gates lead into the garden with parking for 2x vehicles.
Covenants - This property has access over the neighbouring first floor apartments garden for pedestrian access.
Services - Mains Water and Drainage
Electricity
Gas central heating
Council Tax - Council Tax Band A
Leasehold Information - The vendor has informed Joplings that the lease is 125 years in length with 91 years remaining.
Ground Rent is payable at 10 per annum.
A new roof was fitted by Harrogate Borough Council in 2020 and a new Fire Door was fitted in 2021.
Broadband And Mobile Phone - See Ofcom checker and Openreach website for more details.
Planning - We would advise that you visit the NYC Planning Portal for further information regarding local planning permissions.
Opening Hours - Monday - Thursday 9.00 am - 5.30 pm
Friday 9.00am - 5.00pm
Saturday 9.00 a.m - 1.00 p.m
Sunday Closed
Joplings Information - Joplings is a long established independent practice of Residential and Commercial Sales & Letting Agents and Valuers with offices in both Ripon & Thirsk.
Your property may be repossessed if you do not keep up repayments on your mortgage.
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )
Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.
Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.
Your home may be repossessed if you do not keep up repayments on your mortgage.
The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.
This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.
Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.
Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.
The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the percentage of the rent that you will spend maintaining the property.
Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.
Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.
This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.
Final Equity Profit = Final Property Value - Mortgage Required - Investment
Cumulative Rental Profit = Annual rental profit x Time of Investment
This is the assumed rate of house price inflation.
This is the property value at the end of the investment based on an assumed rate of % house price inflation.
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