4 bedroom detached for sale

£475,000

4

Bedrooms

2

Bathrooms

Floorplan

The Stowford is a stunning four-bedroom home, designed with both style and functionality in mind. With its elegant stone finish, single garage, and two parking spaces, this home offers exclusivity with only three available on the development.

As you step inside, youll be welcomed by a bright and spacious open-plan kitchen and dining area. This space is perfect for entertaining, with bifold doors that open out onto the garden, making it easy to enjoy indoor-outdoor living. Theres a separate utility room for added convenience and a handy understairs storage cupboard. The lounge is equally inviting, offering plenty of natural light and a second set of bifold doors that lead to the gardenideal for summer gatherings or relaxing evenings.

Upstairs, youll find four generously sized bedrooms, with the master bedroom featuring its own ensuite for that extra touch of luxury. The fourth bedroom can easily double as a home office, offering the flexibility to adapt the space to suit your needs. A family bathroom and a landing storage cupboard complete the first floor.

This home offers the perfect blend of space, style and flexibility for modern family living.

Situated 4 miles away is the Historic Town of Launceston, the gateway to Cornwall. Launceston boasts large supermarkets, independent retailers, historic landmarks and plenty of outdoor space for walking and cycling enthusiasts. Lifton itself has some great local amenities, including a brilliant farm shop and restaurant Strawberry Fields, a hotel, two pubs and a local post office/shop. It also has a primary school and community centre so there is plenty going on in the village if you are looking for a community feel.

Located in the quintessential Devonshire village of Lifton on the edge of Dartmoor, Oakdene will have beautifully designed 2, 3 & 4 bedroom new homes for sale. The development name of Oakdene is derived from the ancient Oak Tree situated in the centre of the development. The property specification includes fitted kitchens with soft close doors and built in oven and hob, contemporary white sanitaryware, energy efficient air source heating system, EV chargers to all plots & PVCu double glazing and a 10 year NHBC Buildmark Warranty.

PART EXCHANGE
Do you have a property to sell? Part exchange may be available. Contact us for further information.

VIEWING
By appointment with Kirby Estate Agents on .

IMPORTANT
Wain Homes abides by the New Homes Quality Code, an independent industry code introduced to champion quality newhomes and better consumer outcomes. Dimensions shown are internal finished dimensions which may vary as each home is built individually and the precise internal finishes may not always be the same. Please be aware that window and door positions could vary due to plot orientation. It is essential to view the working drawings with our Sales Executive for plot specific detail. Enquire for further information. Wain Homes Policy is continuous product and specification development. Every effort has been made to ensure the accuracy of the information provided in this leaflet at the date of publication, but it may be subject to change without notice. Please consult with our Sales Executive to obtain the current specification. You should take appropriate steps to verify any information upon which you wish to rely. The sizes indicated are not intended to be used for carpet sizes, appliance spaces or items of furniture. Elevational treatments may vary to those shown. These particulars are intended for guidance only and theiraccuracy is not guaranteed. They do not constitute a contract, part of a contract or warranty. (February 2024)

MOBILE AND BROADBAND COVERAGE
To check broadband and mobile phone coverage please visit Ofcom here:
ofcom.org.uk/phones-telecoms-and-internet/advice-for-consumers/advice/ofcom-checker

FLOOR PLAN DISCLAIMER
These plans are set out as a guideline only and should not be relied upon as a representation of fact. They are intended for information purposes only and are not to scale.

TENURE
Freehold.

PLEASE NOTE
We may refer buyers and sellers through our panel of Conveyancers. It is your decision whether you choose to use their services. Should you decide to use their services you should know that we would receive a referral fee of 150 from them for recommending you. As we provide them with a regular supply of work you benefit from a competitive price.

We also refer buyers and sellers to our Financial Advisers. It is your decision whether you choose to use their services. Should you decide to use any of their services you should be aware that we would receive a average referral fee of 200 from them for recommending you.

You are not under any obligation to use the services of any of the recommended providers, though should you accept our recommendation the provider is expected to pay us the corresponding referral fee.

Prior to a sale being agreed and solicitors instructed, prospective purchasers will be required to produce identification documents to comply with Money Laundering regulations.

what3words: casually.manifests.mascots

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Mortgage Calculator

Your property may be repossessed if you do not keep up repayments on your mortgage.

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )

Return on Investment

£
£
£
£

Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.

Mortgage Required

£ 394575

Mortgage Loan to Value

%

Gross Yield

%

Annual ROI

%

Annual Rental Profit

£

Cumulative Rental Profit

£

Cost of Purchase

£
  • Stamp Duty
    £

    Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.

  • Refurbishment Budget
    £ 11875
  • Survey Costs
    £ 400
  • Mortgage Fees
    £ 1,000

    Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Legal Fees
    £ 1,300

Adjust these figures

£

The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.

£

This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.

£

Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.

£

This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.

Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.

Annual Costs

£ 38325
  • Mortgage Interest
    £

    The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Letting and Management Costs (Inc VAT)
    £
  • Letting Fee
    £
  • Maintenance
    £
  • Insurance
    £ 500
  • Ground Rent
    £ 0
  • Service Charge
    £ 0

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£
  %

This is the percentage of the rent that you will spend maintaining the property.

£

Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.

£

Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.

£

This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.

Total Profit

£
  • Final Equity Profit
    £

    Final Equity Profit = Final Property Value - Mortgage Required - Investment

  • Cumulative Rental Profit
    £

    Cumulative Rental Profit = Annual rental profit x Time of Investment

Adjust these figures

  %

This is the assumed rate of house price inflation.

Final Property Value

£

This is the property value at the end of the investment based on an assumed rate of % house price inflation.

Notes

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