5 bedroom detached for sale

£1,050,000

5

Bedrooms

2

Bathrooms

Floorplan

Keating Estates are proud to present to market this charming five double bedroom Victorian house with a beautifully landscaped garden and a Juliet balcony, peacefully positioned on Rattray Road, a sought-after residential street in the Low Traffic Neighbourhood, close to Brixton, Herne Hill and Brockwell Park.

Full Description - Keating Estates are proud to present to market this charming five double bedroom Victorian house with a beautifully landscaped garden and a Juliet balcony, peacefully positioned on Rattray Road, a sought-after residential street forming part of the Low Traffic Neighbourhood. Lovingly extended and maintained over a long period of ownership, the home is ideally situated close to Brixton Tube, the Overground stations of both Brixton and Herne Hill, and the green open spaces of Brockwell Park.

Upon entering, the ground floor is introduced by a welcoming hallway with original cornicing, leading into a characterful double reception room. Set behind an attractive sash bay window, this inviting space retains a wealth of period features, including original floorboards, ornate ceiling mouldings, and two fully functional cast iron fireplacesperfect for creating cosy winter evenings. A particularly charming touch is the traditional coal chute which feeds down to a coal store in the cellar below, a nod to the homes heritage. A versatile layout allows for distinct sitting and dining areas or an open-plan living experience.

To the rear, the generous kitchen is brimming with charm and practicality in equal measure. It offers ample storage and preparation space, with stylish blue cabinetry, open shelving, and a range cooker. There is space for a family dining table and chairs, making it a perfect hub for both everyday living and entertaining. French doors open directly onto the garden, creating a seamless indoor-outdoor flow.

The private garden is an absolute delight a verdant, low-maintenance oasis. Designed for both beauty and function, it features a mature Acer tree that bursts into vivid colour, raised brick beds overflowing with planting, and a brick BBQ, perfect for summer entertaining. Secluded and tranquil, it provides the ideal setting for al fresco dining or peaceful moments with a book. Theres also scope to further extend the home into the side return, subject to the necessary permissions.

Upstairs, all five bedrooms are comfortable doubles. The principal suite is peacefully set atop the house, benefitting from an abundance of natural light via skylights and a Juliet balcony overlooking the leafy garden. A stylish monochrome-tiled en-suite bathroom complements the suite, complete with bathtub, overhead shower and additional skylight.

The second largest bedroom spans the width of the first floor, showcasing a wall of fitted wardrobes and shelving, as well as two striking arched sash windows which enhance the light and elegance of the room. The remaining three bedrooms are positioned to the rear of the property, each enjoying garden views and well-proportioned dimensionsideal for children, guests, or working from home. A modern family bathroom and a separate third WC serve these rooms.

Storage is exceptionally well catered for, with a practical cellar, a tool room and adjacent cupboard beside the kitchen, a back loft, attic room eaves, attic landing, built-in cupboards in both the front and middle bedrooms, and a lean-to garden shed.

Rattray Road is a quiet, tree-lined residential street forming part of a Low Traffic Neighbourhood, contributing to its peaceful, community-minded feel. The location is ideal for transport and local amenitiesjust a ten-minute walk to Brixton Underground (Victoria Line), with Brixton and Herne Hill Overground stations also nearby, ensuring swift access across London. The popular Brockwell Park, with its lido, gym, and rolling lawns, is a short stroll away, offering a welcome retreat from urban life. Central Brixtons vibrant mix of cultural venues, independent boutiques, and eateriesincluding Brixton Village and POP Brixtonare within easy reach, whilst Herne Hill provides further charming cafes, delis, and weekend markets.

A handsome and generous family home with scope for further potential, in one of South Londons most desirable locations.

Freehold.

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Mortgage Calculator

Your property may be repossessed if you do not keep up repayments on your mortgage.

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )

Return on Investment

£
£
£
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Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.

Mortgage Required

£ 862700

Mortgage Loan to Value

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Gross Yield

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Annual ROI

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Annual Rental Profit

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Cumulative Rental Profit

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Cost of Purchase

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  • Stamp Duty
    £

    Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.

  • Refurbishment Budget
    £ 26250
  • Survey Costs
    £ 400
  • Mortgage Fees
    £ 1,000

    Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Legal Fees
    £ 1,300

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£

The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.

£

This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.

£

Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.

£

This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.

Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.

Annual Costs

£ 75200
  • Mortgage Interest
    £

    The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Letting and Management Costs (Inc VAT)
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  • Letting Fee
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  • Maintenance
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  • Insurance
    £ 500
  • Ground Rent
    £ 0
  • Service Charge
    £ 0

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Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.

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This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.

Total Profit

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  • Final Equity Profit
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    Final Equity Profit = Final Property Value - Mortgage Required - Investment

  • Cumulative Rental Profit
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    Cumulative Rental Profit = Annual rental profit x Time of Investment

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Final Property Value

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