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£650,000
Bedrooms
Bathrooms
This outstanding three bedroomed Grade II listed thatched cottage is situated in the ever popular village of North Stifford. The property comes with all of the charm, original features and character you would expect of a property that is 400 years old and is offered with no onward chain. Features include three receptions, fitted kitchen, utility room, ground floor cloakroom, four piece bathroom, lovely wraparound gardens, double garage with den/storage room above plus parking for at least five vehicles.
ENTRANCE PORCH
Windows to rear and side, tiled floor.
SITTING ROOM
13 x 128 (3.96m x 3.66m2.44m)
Window to side, exposed timbers, feature Inglenook
fireplace with inset coal effect fire, radiator, power
points, tiled floor.
SMALL INNER LOBBY
Window to side, access to first floor, fitted carpet.
LOUNGE
163(4.88m0.91m1.52m)
Windows to multiple aspects, French doors lead on to
sunny patio area, coved and smooth plastered ceiling,
exposed brick fireplace with inset coal effect gas fire,
three radiators, built-in storage cupboard, power
points, parquet flooring.
DINING ROOM
1511 x 121 (4.57m3.35m x 3.66m0.30m)
Window to side, exposed timbers, feature Inglenook
fireplace, stairs giving access to bedroom three,
radiator, power points, tiled floor.
KITCHEN
114 x 77 (3.35m1.22m x 2.13m2.13m)
Windows to front and sides, exposed timbers, range
of base and eye level units with contrasting work
surfaces, inset single drainer sink unit, integrated
oven, hob and fridge, radiator, power points, tiled floor.
UTILITY ROOM
76 x 67 (2.13m1.83m x 1.83m2.13m)
Window to front, exposed timbers, base level
cupboard with work surface above, inset single drainer
sink unit, space for washing machine, dishwasher,
freezer and tumble dryer, wall mounted gas central
heating boiler, built-in airing cupboard, power points,
tiled floor.
GROUND FLOOR CLOAKROOM
Windows to rear and side, exposed timbers, suite
comprising pedestal wash hand basin and low flush
toilet, heated towel rail, tiled floor.
FIRST FLOOR LANDING
Large window to side, exposed timbers, fitted
carpet.
BEDROOM ONE
12 x 1063.05m1.83mWindow to side, radiator, power points, fitted carpet.
BEDROOM TWO
15 x 13 reducing to 116 (4.57m x 3.96m reducing to
3.35m1.83m )
Window to side, exposed timbers, built-in storage
area, radiator, power points, fitted carpet.
BEDROOM THREE
137 x 123 (3.96m2.13m x 3.66m0.91m)
Accessed via a second staircase and also via
bedroom three. Window to side, exposed timbers,
two radiators, power points, fitted carpet.
BATHROOM
111 x 58 (3.35m0.30m x 1.52m2.44m)
Two opaque glazed windows to rear, access to loft
space, suite comprising bath, pedestal wash hand
basin, low flush toilet and large shower cubicle,
heated towel rail, partly tiled walls, tiled floor.
WRAPAROUND GARDENS
Beautiful tiered gardens with two lawn areas, raised
flower shrub and tree beds and borders, ornamental
fish pond, gazebo, several mature fruit trees, water
feature, large sunny patio area which leads to the
summer house which is insulated and has power and
light (1110 x 97). Further raised lawn area with
stepping stones leading round to the front of the
property. Crazy paved and shingle driveway providing
off road parking for five vehicles and leading to:
DOUBLE WIDTH GARAGE
184 x 2010 reducing to 177 (5.49m1.22m x
6.10m3.05m reducing to 5.18m2.13m)
With power, light and cloakroom with wash hand basin
and low flush toilet. Stairs up to storage room (143 x
99 plus eaves) which offers potential for a home
office or playroom, shower cubicle and wash hand
basin, power points.
PROPERTY INFORMATION AND COUNCIL TAX
Please be aware that the floor plan is for guidance
only as the property is approximately 400 years old
and the rooms are understandably not straight.
Council Tax: Band E 2,120 per year
Map location is not available for this property.
Your property may be repossessed if you do not keep up repayments on your mortgage.
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )
Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.
Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.
Your home may be repossessed if you do not keep up repayments on your mortgage.
The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.
This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.
Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.
Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.
The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the percentage of the rent that you will spend maintaining the property.
Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.
Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.
This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.
Final Equity Profit = Final Property Value - Mortgage Required - Investment
Cumulative Rental Profit = Annual rental profit x Time of Investment
This is the assumed rate of house price inflation.
This is the property value at the end of the investment based on an assumed rate of % house price inflation.
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