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£800,000
Bedrooms
Bathrooms
Kenton are delighted to present to the market this delightful halls-adjoining semi-detached house offering spacious living in a highly sought-after residential area, and being neutrally decorated throughout, this property delivers the perfect opportunity to create your dream home at ones leisure. Situated on a quiet road, this well-maintained property comprises; a traditional bay-fronted living room, a separate dining room, and a large contemporary kitchen/breakfast room - making it perfect for family living. A convenient downstairs WC adds to the practicality of the layout. Upstairs, you?ll find four well-proportioned bedrooms and a family bathroom with a separate WC. The property also features a south-west facing rear garden, offering a sunny and peaceful retreat, while the front driveway provides off-road parking for one car (with the potential to pave further for an additional space) as well as access to the garage for extra storage. The Ridge is situated within easy reach of Orpington Station, providing excellent links to central London, as well as being in close proximity to highly regarded schools, including Darrick Wood School and Crofton School. This property is offered chain-free and presents exciting possibilities for future extensions/re-configurations subject to planning permission should any new owner wish to explore. So as not to miss out on this rare opportunity to secure a family home in a coveted location, we recommend your earliest attention.
Porch: Multi-pane double doors, tiled flooring.
Entrance Hall: Original front door with leaded light side window panels, staircase to first floor with cupboard under, radiator, picture rail, wood flooring.
Lounge: 156' x 126' (4.72m x 3.81m) into bay, Double glazed bay window to the front, feature fireplace, picture rail, radiators, fitted carpet.
Dining Room: 137' x 1012' (4.14m x 3.35m), Double glazed sliding doors to the rear garden, radiator, picture rail, wood flooring.
Kitchen/Breakfast Room: 135' x 1611' (4.09m x 5.15m), Double glazed windows to the rear, door to the side, range of matching wall and base units, cupboards and drawers, central island, stainless steel sink unit with mixer tap, woodblock work surfaces, integrated hob and oven with extractor hood over, integrated fridge freezer, integrated dishwasher, integrated washing machine, space for breakfast table, built-in larder cupboard, radiator, coved ceiling, laminate flooring.
Downstairs W.C.: Single glazed frosted window to the side, low-level WC, wash hand basin, chrome heated towel rail, wood flooring.
Landing: Leaded light window to the side, access to loft, radiator, picture rail, fitted carpet.
Bedroom 1: 158' x 125' (4.78m x 3.78m) into bay, Double glazed bay window to the front, built-in double wardrobe, radiator, picture rail, fitted carpet.
Bedroom 2: 157' x 112' (4.75m x 3.40m) measured at maximum points, Double glazed window to the rear, radiator, picture rail, fitted carpet.
Bedroom 3: 1412' x 811' (4.57m x 2.72m), Double glazed windows to the front and rear, radiator, wood flooring.
Bedroom 4: 115' x 65' (3.48m x 1.96m), Double glazed window to the front, radiator, picture rail, vinyl flooring.
Bathroom: Double glazed frosted window to the rear, panelled bath with mixer tap and shower extension, wash-hand basin, built-in cupboard, radiator, vinyl flooring.
W.C.: Frosted window to the side, low-level WC.
Garage: 165' x 89' (5.00m x 2.67m), Up and over door.
Rear Garden: South-westerly facing with paved patio area, traditional lawn, mature shrubs and trees, side access via gate.
Front Garden/Driveway: Paved driveway for 1 car, traditional lawn, mature shrubs.
Map location is not available for this property.
Your property may be repossessed if you do not keep up repayments on your mortgage.
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )
Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.
Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.
Your home may be repossessed if you do not keep up repayments on your mortgage.
The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.
This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.
Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.
Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.
The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the percentage of the rent that you will spend maintaining the property.
Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.
Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.
This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.
Final Equity Profit = Final Property Value - Mortgage Required - Investment
Cumulative Rental Profit = Annual rental profit x Time of Investment
This is the assumed rate of house price inflation.
This is the property value at the end of the investment based on an assumed rate of % house price inflation.
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