3 bedroom end of terrace for sale

£185,000 Guide Price

3

Bedrooms

1

Bathrooms

Floorplan

Well presented three bedroom end of terrace house located in the market town of Liskeard. The property boasts spacious living accommodation throughout and represents an excellent first time purchase or investment opportunity.


With contemporary decor and ample natural light, this property offers a comfortable and inviting atmosphere with the convenience of being situated on the outskirts of the town centre.

The property is offered to the market with the benefit of having no onward chain.

Accommodation
Entrance via uPVC double glazed door with glazed panelling inset, opening into:-

Hallway
Doors off to all ground floor rooms, stairs rising to first floor, under stairs storage cupboard, radiator.

Cloakroom
Obscure uPVC double glazed window to front elevation, low-level W.C, wash hand basin with mixer tap over and vanity storage below, tiled floor to ceiling.

Living Room
uPVC double glazed window to front elevation, radiator, television point, feature electric fire.

Kitchen/Dining Room
uPVC double glazed window to rear elevation and uPVC sliding patio doors opening onto rear garden, a range of fitted wall and base units with rolltop work surfaces over incorporating a stainless steel sink and drainer with mixer tap over, integrated electric oven with four ring electric hob and extractor fan, tiled splashback, space and plumbing for washing machine, space for freestanding fridge freezer, radiator.

First Floor
Doors off to all first floor rooms, access to attic via loft hatch, built-in storage cupboard.

Bathroom
Obscure uPVC double glazed window to rear elevation, low-level W.C, pedestal wash hand basin with mixer tap over, bath with panelled surround and glazed shower screen with mixer shower tap and tiled surround, chrome heated towel rail.

Bedroom
uPVC double glazed window to rear elevation, radiator.

Bedroom
uPVC double glazed window to front elevation, radiator.

Bedroom
uPVC double window to rear elevation, radiator

Outside
The property has low maintenance gardens to both the front and rear elevations. The rear garden offers areas of level lawn and decking, perfect for outdoor dining and entertaining.

There is also benefit of an outbuilding, suitable for storage and benefits from rear access via the garden gate.

EE Rating C

Council Tax Band B

Services
Mains water, electricity, gas & drainage.

Directions
What3words: sliders.incur.outdoors

Tenure
Freehold

Viewings
Viewings must be accompanied by a member of the Kivells Liskeard Office at all times & appropriate footwear must be worn. Please contact the Kivells Liskeard Office to arrange a viewing. .

Agents Notes
The property had a new boiler and central heating system installed in July 2020. The boiler is under warranty until July 2030.

Verified Material Information
Council tax band: B
Tenure: Freehold
Property type: House
Property construction: Standard form
Electricity supply: Mains electricity
Solar Panels: No
Other electricity sources: No
Water supply: Mains water supply
Sewerage: Mains
Heating: Central heating
Heating features: Double glazing
Broadband: FTTP (Fibre to the Premises)
Mobile coverage: O2 - Good, Vodafone - Good, Three - Great, EE - Good
Parking: Communal
Building safety issues: No
Restrictions - Listed Building: No
Restrictions - Conservation Area: No
Restrictions - Tree Preservation Orders: None
Public right of way: No
Long-term area flood risk: No
Coastal erosion risk: No
Planning permission issues: No
Accessibility and adaptations: None
Coal mining area: No
Non-coal mining area: Yes
Energy Performance rating: C
All information is provided without warranty. Contains HM Land Registry data Crown copyright and database right 2021. This data is licensed under the Open Government Licence v3.0.
The information contained is intended to help you decide whether the property is suitable for you. You should verify any answers which are important to you with your property lawyer or surveyor or ask for quotes from the appropriate trade experts: builder, plumber, electrician, damp, and timber expert.

Mortgage Calculator

Your property may be repossessed if you do not keep up repayments on your mortgage.

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )

Return on Investment

£
£
£
£

Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.

Mortgage Required

£ 146075

Mortgage Loan to Value

%

Gross Yield

%

Annual ROI

%

Annual Rental Profit

£

Cumulative Rental Profit

£

Cost of Purchase

£
  • Stamp Duty
    £

    Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.

  • Refurbishment Budget
    £ 4625
  • Survey Costs
    £ 400
  • Mortgage Fees
    £ 1,000

    Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Legal Fees
    £ 1,300

Adjust these figures

£

The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.

£

This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.

£

Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.

£

This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.

Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.

Annual Costs

£ 7325
  • Mortgage Interest
    £

    The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Letting and Management Costs (Inc VAT)
    £
  • Letting Fee
    £
  • Maintenance
    £
  • Insurance
    £ 500
  • Ground Rent
    £ 0
  • Service Charge
    £ 0

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  %
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£
  %

This is the percentage of the rent that you will spend maintaining the property.

£

Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.

£

Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.

£

This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.

Total Profit

£
  • Final Equity Profit
    £

    Final Equity Profit = Final Property Value - Mortgage Required - Investment

  • Cumulative Rental Profit
    £

    Cumulative Rental Profit = Annual rental profit x Time of Investment

Adjust these figures

  %

This is the assumed rate of house price inflation.

Final Property Value

£

This is the property value at the end of the investment based on an assumed rate of % house price inflation.

Notes

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