4 bedroom end of terrace for sale

£500,000 Offers in excess of

4

Bedrooms

2

Bathrooms

Floorplan

Guide Price 500,000 - 525,000. Kings group are DELIGHTED to bring to market this, 3/4 BEDROOM END OF TERRACE, VICTORIAN HOUSE for sale within a STONES THROW from HERTFORD EAST RAILWAY STATION!

The ground floor of the property is where the large lounge area falls within. Taking the staircase going o the lower ground floor would enable you to enter the practical Kitchen / Breakfast room. From there you can access either the Downstairs bathroom or the Second reception room. you can also access the garden through the kitchen or the second reception room. The second floor is comprised of Two great sized double bedrooms and One large single room. The spiral staircase within Bedroom One leads to a large En suite which utilises the loft space.

This fantastic house offers amazing links to both Hertford East Railway Station (0.13 miles) and Hertford North Railway Station (0.89 miles) offering a direct link into London. There is also an added advantage of being situated near some of the areas most popular schools such as Simon Balle All-Through School (0.54 miles) and Abel Smith School (0.38 Miles). Additionally, local shops and amenities are also only a stones throw away with Hertford Town Centre being 0.5 miles away (10 Minute Walk) where there are an abundance of supermarkets, banks, restaurants and other high street shops to choose from.

Hertford, the county town of Hertfordshire, offers a rich blend of history and modern charm. With its ancient origins and landmarks like Hertford Castle, it boasts a well-preserved medieval town center. The scenic River Lea and surrounding countryside provide beautiful green spaces for outdoor activities.

For more information on the local amenities, please visit and explore our newly updated 'local amenities' tab. This will be able to display local shops, schools, transport links and even more!

Lounge - 4.14m x 7.67m (137 x 252) - Double glazed window at front and side aspect, Double radiator, Stripped wood flooring, Open style fire place, Phone point, TV Aerial point, Power points

Kitchen - 4.01m x 4.29m (132 x 141 ) - Double glazed window at side aspect, Laminate flooring, Tiled splash backs, Integrated oven, Gas hob with chimney style extractor fan, Sink with drainer unit, Plumbing for dishwasher, Double glazed door leading to garden, Power points

Downstairs Bathroom - 1.63m x 3.43m (54 x 113 ) - Double glazed opaque window, Heated towel rail, Tiled flooring, Thermostatically controlled shower, Pedestal wash basin with mixer tap, Low level WC, Part tiled walls

Reception Room - 4.01m x 2.82m (132 x 93) - Double glazed sliding door leading to garden, Double radiator, Stripped wood flooring, Power points

Bedroom One - 2.84m x 4.42m (94 x 146) - Double glazed window at side aspect, Stripped wood flooring, Built in wardrobe, Power points

En Suite - 4.14m x 3.61m (137 x 1110) - Double glazed windows at side aspect, Heated towel rail, Laminate wood style flooring, Panel enclosed bath, Thermostatically controlled shower, Pedestal wash basin, Low level WC, Eaves cupboards

Bedroom Two - 2.11m x 3.15m (611 x 104 ) - Double glazed window at Side aspect, Single radiator, Carpeted flooring, Power points

Bedroom Three - 1.93m x 3.23m (64 x 107) - Double glazed window at side aspect, Carpeted flooring, power points

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Mortgage Calculator

Your property may be repossessed if you do not keep up repayments on your mortgage.

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )

Return on Investment

£
£
£
£

Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.

Mortgage Required

£ 415200

Mortgage Loan to Value

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Gross Yield

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Annual ROI

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Annual Rental Profit

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Cumulative Rental Profit

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Cost of Purchase

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  • Stamp Duty
    £

    Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.

  • Refurbishment Budget
    £ 12500
  • Survey Costs
    £ 400
  • Mortgage Fees
    £ 1,000

    Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Legal Fees
    £ 1,300

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£

The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.

£

This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.

£

Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.

£

This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.

Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.

Annual Costs

£ 40200
  • Mortgage Interest
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    The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Letting and Management Costs (Inc VAT)
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  • Letting Fee
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  • Maintenance
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  • Insurance
    £ 500
  • Ground Rent
    £ 0
  • Service Charge
    £ 0

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Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.

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Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.

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This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.

Total Profit

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  • Final Equity Profit
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    Final Equity Profit = Final Property Value - Mortgage Required - Investment

  • Cumulative Rental Profit
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    Cumulative Rental Profit = Annual rental profit x Time of Investment

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Final Property Value

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This is the property value at the end of the investment based on an assumed rate of % house price inflation.

Notes

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