4 bedroom detached for sale

£430,000 OIRO

4

Bedrooms

2

Bathrooms

2

Reception

Floorplan

Kingtons Estate Agents are delighted to introduce to the market this spacious, detached property, situated within the ever popular Bradley Fold area of Radcliffe. Boasting an enviable position within a quiet cul-de-sac, this stunning property comprises of an entrance hallway, guest w/c, spacious lounge, dining room, kitchen diner, conservatory, four well-proportioned bedrooms, stylish family bathroom, and en-suite shower room. Externally, there are gardens to the front, side and rear, a multi-vehicle driveway to the front, and an integral double garage. The property is gas central heated and double glazed throughout.


THE AREA
This spacious, detached property is situated within the ever-popular Bradley Fold area of Radcliffe. Boasting a quiet cul-de-sac position, there are a number of primary schools within close proximity, together with the metrolink and major bus routes between Bury, Radcliffe, Bolton and Manchester. Close to all local amenities, as well as an abundance of countryside, this really is an ideal location for anybody looking for a family home.
ENTRANCE HALLWAY
Entrance door to the front, wood-flooring, vertical radiator, spotlights to the ceiling, open staircase with spindle balustrade, doors giving access to the lounge, dining room, guest wc and kitchen-diner.
GUEST WC
Comprising of a low-level wc, wall-mounted handwash basin, heated, chrome towel rail, splash-tiling to the walls, under-stairs storage cupboard, and a frosted, upvc double-glazed window to the rear.
LOUNGE
20 7 x 11 10 (6.27m x 3.6m)
Spacious lounge with upvc double-glazed bay window to the front, upvc double doors to the rear, gas fire with feature hearth and surround, two radiators, spotlights to the ceiling and carpet flooring.
DINING ROOM
12 8 x 10 5 (3.87m x 3.17m)
Currently being utilised as an office, upvc double-glazed window to the rear, radiator, ceiling light point and carpet flooring.
KITCHEN-DINER
12 8 x 9 11 (3.87m x 3.02m)
Open plan to the conservatory and overlooking the rear garden, this stylish kitchen-diner boasts a range of worktops, wall and base units, complimented by the stainless steel oven with 5 ring gas hob, extractor hood, integrated dishwasher and fridge, sink and drainer unit. Complete with brick-effect splash-tiling, spotlights to the ceiling, radiator, and a handy breakfast bar.
CONSERVATORY
20 6 x 11 4 (6.26m x 3.45m) P shaped & measured at widest points.
Open plan to the kitchen-diner, this fantastic p shaped conservatory boasts double doors to the rear opening out onto the garden, radiator, wall lights and door giving access to the garage. A superb area to socialise with friends and family.
1st FLOOR LANDING
A light, bright and airy landing, with open staircase and spindle balustrade, upvc double-glazed window to the rear, ceiling light point, radiator, carpet flooring, loft access, and doors to all bedrooms and the family bathroom.
BEDROOM 1
12 8 x 10 4 (3.85m x 3.14m)
Upvc double-glazed window to the rear, a range of built-in wardrobes, ceiling light point, radiator, carpet flooring, and doorway into the en-suite shower room.
EN-SUITE SHOWER ROOM
Comprising of a shower enclosure with chrome fittings and glass screen surround, wall-mounted vanity unit with inset handwash basin and w/c, complimented by stylish splash-tiling to the walls, heated chrome towel rail, extractor fan, ceiling light point and upvc double-glazed frosted window to the side.
BEDROOM 2
11 11 x 10 0 (3.64m x 3.06m)
Upvc double-glazed window to the rear, a range of fitted furniture, ceiling light point, radiator and wood-effect laminate flooring
BEDROOM 3
11 0 x 9 1 (3.35m x 2.76m)
Upvc double-glazed window to the front, ceiling light point, radiator and wood-effect laminate flooring
BEDROOM 4
9 3 x 7 10 (2.81m x 2.38m)
Upvc double-glazed window to the front, ceiling light point, radiator and wood-effect laminate flooring
FAMILY BATHROOM
Stylish bathroom boasting a p-shaped bath with chrome shower and glass screen, wall-mounted vanity unit with inset handwash basin, and wc, complimented by stylish splash-tiling to the walls, vertical radiator, spotlights to the ceiling, extractor fan, handy storage cupboard, and upvc double-glazed frosted window to the front.
DOUBLE INTEGRAL GARAGE
20 4 x 17 11 (6.2m x 5.47m)
Two up-and-over garage doors to the front for vehicular access, two ceiling light points, frosted window and door to the rear, door into the conservatory. The garage also houses the gas central heating boiler, a tumble dryer, and is plumbed for a washing machine.
EXTERNAL FRONT
To the front of the property is a block-paved, multi-vehicle driveway giving access to the garage, laid-to-lawn, and a range of beds housing a variety of shrubs and trees. There is gated access to the side, giving access to the rear garden.
EXTERNAL SIDE AND REAR
Boasting enclosed, south facing gardens, complete with laid-to-lawn, two spacious patio areas, and a range of beds and borders housing a variety of shrubs and trees.
TENURE
We have been advised that the property is Freehold
COUNCIL TAX
We have been advised that the property is band E
VIEWINGS
Viewings are strictly via appointments only. Kingtons Estate Agents, Radcliffe. - 0161 724 4445 - [email protected] - www.kingtons.co.uk

Mortgage Calculator

Your property may be repossessed if you do not keep up repayments on your mortgage.

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )

Return on Investment

£
£
£
£

Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.

Mortgage Required

£ 357450

Mortgage Loan to Value

%

Gross Yield

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Annual ROI

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Annual Rental Profit

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Cumulative Rental Profit

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Cost of Purchase

£
  • Stamp Duty
    £

    Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.

  • Refurbishment Budget
    £ 10750
  • Survey Costs
    £ 400
  • Mortgage Fees
    £ 1,000

    Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Legal Fees
    £ 1,300

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£

The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.

£

This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.

£

Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.

£

This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.

Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.

Annual Costs

£ 34950
  • Mortgage Interest
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    The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Letting and Management Costs (Inc VAT)
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  • Letting Fee
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  • Maintenance
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  • Insurance
    £ 500
  • Ground Rent
    £ 0
  • Service Charge
    £ 0

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Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.

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This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.

Total Profit

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  • Final Equity Profit
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    Final Equity Profit = Final Property Value - Mortgage Required - Investment

  • Cumulative Rental Profit
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Final Property Value

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