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£220,000
Bedrooms
Bathrooms
Kivells are now in receipt of an offer for the sum of 205,000 for 28 Old Market Place.
Anyone wishing to place an offer on the property should contact Kivells Estate Agents, Market Square, Holsworthy, EX22 6FA, before exchange.
This end terrace two bedroom property, set in the popular residential area Old Market Place, is just a short walk from the town centre and all the local amenities on offer.
The property boasts a generous reception room, modern kitchen/dining room, WC, two en-suite bedrooms, low maintenance garden and two allocated parking spaces to side.
Strong interest is expected given the property being well suited to all buyers from first time buyers to retired couples.
LOCATION
The market town of Holsworthy provides a wide range of shopping, recreational and education facilities including Waitrose and Co-Op supermarkets, M&S food hall with associated fuel station, dentist, hospital and parkland 18 hole golf course.
The Cornish coastal town of Bude is some 9 miles west and provides further facilities including Blue Flag beaches, the stunning South West Coastal Path and a range of restaurants and bars.
The cities of Plymouth and Exeter are both within an hours drive with an extensive range of shopping facilities and onward travelling links, including the M5 motorway, international airport and mainline train station.
PUBLIC NOTICE
Kivells are now in receipt of an offer for the sum of 205,000 for 28 Old Market Place.
Anyone wishing to place an offer on the property should contact Kivells Estate Agents, Market Square, Holsworthy, EX22 6FA, before exchange of contracts.
ACCOMMODATION
STORM PORCH
With outside light and uPVC double glazed door leading to:
HALLWAY
Fitted carpet, ceiling light, consumer board and radiator. Doors to:
WC
Low level flush WC and wash hand basin. Radiator, ceiling light, extractor fan and vinyl flooring.
LIVING ROOM
A bright, good sized reception room with front aspect uPVC double glazed window. Stairs rising to the first floor with useful storage cupboard below. Fitted carpet, ceiling light and radiator. Glass panelled timber door to:
KITCHEN/DINING ROOM
Modern kitchen with range of matching eye and base level units with worksurface over incorporating stainless steel sink/drainer unit, stainless steel four ring gas hob with stainless steel splashbacking, extractor hood over and built-in oven below. Space and plumbing for washing machine and further space for fridge/freezer. Rear aspect uPVC double glazed window in addition to uPVC double glazed French doors providing access to the garden. Laminate flooring, recessed spotlights, smoke alarm, radiator and pendant ceiling light over dining area.
FIRST FLOOR LANDING
Fitted carpet, ceiling light, radiator and access to loft space. Airing cupboard. Doors to:
BEDROOM ONE
Good size double bedroom with front aspect uPVC double glazed window. Space for bedroom furniture, ceiling light, radiator and fitted carpet. Door to:
EN-SUITE
Modern three-piece suite comprising panel enclosed bath, low level flush WC and vanity unit with inset wash hand basin. Directional spotlights, radiator and vinyl flooring.
BEDROOM TWO
Another double bedroom with rear aspect uPVC double glazed window. Space for bedroom furniture, fitted carpet, radiator and ceiling light. Door to:
EN-SUITE
Modern three-piece suite comprising fully tiled shower enclosure, low level flush WC and vanity unit with inset wash hand basin. Directional spotlights, radiator and vinyl flooring.
OUTSIDE
The rear garden is well maintained and low level maintenance. A patio area adjoins the rear of the property, accessed off the Kitchen/Dining Room, ideal for al-fresco dining. Pedestrian gate gives access to the allocated parking for two cars.
TENURE
Freehold.
SERVICES
Mains water, drainage and electricity. LPG via a development communal tank.
COUNCIL TAX BAND
B.
ENERGY EFFICIENCY RATING
C.
AGENTS NOTES
The property is sold with the remainder of a 10 year NHBC build warranty.
A maintenance charge will commence, on completion of the development, for grass cutting/park care.
FLOOR PLANS
The floor plans displayed are not to scale and are for identification purposes only.
DIRECTIONS
From Holsworthy Town Square turn right and proceed down the hill. At the bottom of the hill take the right hand turning into Old Market Place. Proceed into the development where 28 will be found on the right hand side.
VIEWINGS
Please ring to view this property and check availability before incurring travel time/costs. FULL DETAILS OF ALL OUR PROPERTIES ARE AVAILABLE ON OUR WEBSITE
IMPORTANT NOTICE
Kivells, their clients and any joint agents give notice that:
1. They are not authorised to make or give any representations or warranties in relation to the property either here or elsewhere, either on their own behalf or on behalf of their client or otherwise. They assume no responsibility for any statement that may be made in these particulars. These particulars do not form part of any offer or contract and must not be relied upon as statements or representations of fact.
2. Any areas, measurements or distances are approximate. The text, photographs and plans are for guidance only and are not necessarily comprehensive. It should not be assumed that the property has all necessary planning, building regulation or other consents and Kivells have not tested any services, equipment or facilities. Purchasers must satisfy themselves by inspection or otherwise.
Your property may be repossessed if you do not keep up repayments on your mortgage.
Monthly Payment: £951.43
Total Interest: £122,513.76
Overall Total: £342,513.76
Amortization For Monthly Payment: £951.43 over 30 years ( Based on 3.20% Interest )
| Year | Interest | Principal | Balance |
|---|---|---|---|
| 2025 | £6,975.23 | £4,441.90 | £215,558.10 |
| 2026 | £6,830.98 | £4,586.14 | £210,971.96 |
| 2027 | £6,682.06 | £4,735.07 | £206,236.89 |
| 2028 | £6,528.29 | £4,888.83 | £201,348.06 |
| 2029 | £6,369.53 | £5,047.59 | £196,300.47 |
| 2030 | £6,205.62 | £5,211.50 | £191,088.96 |
| 2031 | £6,036.38 | £5,380.74 | £185,708.22 |
| 2032 | £5,861.65 | £5,555.47 | £180,152.75 |
| 2033 | £5,681.25 | £5,735.88 | £174,416.87 |
| 2034 | £5,494.98 | £5,922.14 | £168,494.73 |
| 2035 | £5,302.67 | £6,114.46 | £162,380.27 |
| 2036 | £5,104.11 | £6,313.01 | £156,067.26 |
| 2037 | £4,899.11 | £6,518.02 | £149,549.24 |
| 2038 | £4,687.44 | £6,729.68 | £142,819.56 |
| 2039 | £4,468.91 | £6,948.22 | £135,871.34 |
| 2040 | £4,243.27 | £7,173.85 | £128,697.49 |
| 2041 | £4,010.31 | £7,406.81 | £121,290.68 |
| 2042 | £3,769.79 | £7,647.34 | £113,643.34 |
| 2043 | £3,521.45 | £7,895.67 | £105,747.67 |
| 2044 | £3,265.05 | £8,152.07 | £97,595.59 |
| 2045 | £3,000.32 | £8,416.80 | £89,178.79 |
| 2046 | £2,727.00 | £8,690.12 | £80,488.67 |
| 2047 | £2,444.80 | £8,972.32 | £71,516.35 |
| 2048 | £2,153.44 | £9,263.69 | £62,252.66 |
| 2049 | £1,852.62 | £9,564.51 | £52,688.15 |
| 2050 | £1,542.02 | £9,875.10 | £42,813.05 |
| 2051 | £1,221.34 | £10,195.78 | £32,617.26 |
| 2052 | £890.25 | £10,526.88 | £22,090.39 |
| 2053 | £548.40 | £10,868.72 | £11,221.67 |
| 2054 | £195.46 | £11,221.67 | £0.00 |
Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.
Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.
Your home may be repossessed if you do not keep up repayments on your mortgage.
The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.
This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.
Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.
Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.
The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the percentage of the rent that you will spend maintaining the property.
Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.
Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.
This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.
Final Equity Profit = Final Property Value - Mortgage Required - Investment
Cumulative Rental Profit = Annual rental profit x Time of Investment
This is the assumed rate of house price inflation.
This is the property value at the end of the investment based on an assumed rate of % house price inflation.
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Sun Jun 22 2025
All confirmed! We look forward to speaking with you.
Sun Jun 22 2025
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