3 bedroom detached for sale

£395,000

3

Bedrooms

2

Bathrooms

Floorplan

As agents we are delighted to offer the opportunity to purchase this unique family home that offers an exceptional number of features that are not found in many properties within our local area.

For those with animals or children the location of this property we feel will be a tick in the box as it is situated at the end of a no through road with just a handful of neighbouring properties. To add another tick again for those with animals or children, the property offers an extensive rear garden that has a southerly aspect.

For those seeking a property that are garden enthusiasts and lovers in addition to the size of the garden there is the advantage of a designated hidden area with hardstanding at the rear of garden that currently has garden sheds and greenhouse located there.

While the propertys location and garden being major features, they take nothing away from the property itself and its well laid out flow of accommodation that is present to a high standard and current owners have added features such as under floor heating to the re fitted bathroom.
The accommodation to the ground floor consists of Entrance Hall with access to the Cloakroom and the Lounge. The Lounge offers double aspect views to the front and side with an open archway leading to the Dining Room. The Dining Room gains an abundance of natural light as it has French Doors that open onto the rear patio and down the garden. From the Dining Room the Kitchen is accessed that also has views over the rear garden plus a door to the side.
To the first floor the accommodation offers Three Bedrooms and the Family Bathroom.

We honestly stress that words and pictures do not do this property justice and the only way it can be appreciated in our opinion is with a viewing in person. To make arrangements to view please contact our office on


Mortgage Calculator

Your property may be repossessed if you do not keep up repayments on your mortgage.

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )

Return on Investment

£
£
£
£

Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.

Mortgage Required

£ 328575

Mortgage Loan to Value

%

Gross Yield

%

Annual ROI

%

Annual Rental Profit

£

Cumulative Rental Profit

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Cost of Purchase

£
  • Stamp Duty
    £

    Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.

  • Refurbishment Budget
    £ 9875
  • Survey Costs
    £ 400
  • Mortgage Fees
    £ 1,000

    Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Legal Fees
    £ 1,300

Adjust these figures

£

The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.

£

This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.

£

Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.

£

This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.

Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.

Annual Costs

£ 32325
  • Mortgage Interest
    £

    The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Letting and Management Costs (Inc VAT)
    £
  • Letting Fee
    £
  • Maintenance
    £
  • Insurance
    £ 500
  • Ground Rent
    £ 0
  • Service Charge
    £ 0

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  %
£
  %

This is the percentage of the rent that you will spend maintaining the property.

£

Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.

£

Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.

£

This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.

Total Profit

£
  • Final Equity Profit
    £

    Final Equity Profit = Final Property Value - Mortgage Required - Investment

  • Cumulative Rental Profit
    £

    Cumulative Rental Profit = Annual rental profit x Time of Investment

Adjust these figures

  %

This is the assumed rate of house price inflation.

Final Property Value

£

This is the property value at the end of the investment based on an assumed rate of % house price inflation.

Notes

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