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£365,000
Bedrooms
Bathrooms
Offered to the market this semi detached house that is situated in arguably one of Whitehills most popular and sought after locations.
St Andrews Road is a much sought after location due to it being within a short distance from local woodland, Blackmoor Golf Club, the Hogmoor Inclosure and approximately 1 mile from St Matthews Primary school.
The property is being offered to the market with the advantage of immediate vacant possession and no onward chain and as agents we feel will appeal in particular to couples and families that are seeking good size accommodation throughout a property. The property will also appeal to those that are seeking a property that they can add their own individuality to by way of decoration.
To the ground floor the property is entered via the hallway that offers access to the cloakroom , lounge and stairs to the first floor. The lounge has a front aspect and then flows down into the dining area and in turn into the conservatory that has views of the garden and direct access into it. Due to the size of the conservatory, we feel it lends itself to be used as a multiple different rooms and although currently open plan from the dining area the owners have retained the framework for the doors to be re installed if required. The kitchen is set off the dining area with views over the garden and offers the impressive range of re fitted units. In addition a feature that is very unique is the addition of the multi level hob. The hob was installed to aid someone that uses a wheel chair as with a push of a button the hob can be lowered to suit.
To the first floor, the accommodation offers three good size bedrooms that consist of double bedrooms to the front and to the rear and a single to the rear. In addition to the bedrooms there is the family bathroom.
Outside there is a low maintenance garden to the front and parking. In addition there is driveway parking for a number of cars with direct access into the garage to the side of the property. The garage offers a personal door into the garden that as with the front garden has been designed with low maintenance in mind.
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Your property may be repossessed if you do not keep up repayments on your mortgage.
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )
Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.
Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.
Your home may be repossessed if you do not keep up repayments on your mortgage.
The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.
This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.
Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.
Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.
The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the percentage of the rent that you will spend maintaining the property.
Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.
Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.
This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.
Final Equity Profit = Final Property Value - Mortgage Required - Investment
Cumulative Rental Profit = Annual rental profit x Time of Investment
This is the assumed rate of house price inflation.
This is the property value at the end of the investment based on an assumed rate of % house price inflation.
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