4 bedroom detached for sale

£475,000 Offers over

4

Bedrooms

2

Bathrooms

Floorplan

Immaculately Presented 4-Bedroom Detached Family Home Seddons Farm, Bury

Nestled in the heart of the highly sought-after Seddons Farm development in Bury, this superb 4-bedroom detached property offers spacious and versatile living, perfectly suited for modern family life. Occupying a generous plot, the home is immaculately presented throughout, blending contemporary design with comfortable functionality.

Ground Floor:

Upon entering the property, you are greeted by a welcoming entrance hallway, providing access to a convenient downstairs WC and a light-filled home officeideal for remote working or study.

The heart of the home lies in the beautifully appointed kitchen/family room, offering ample space for cooking, dining, and relaxed family living. The kitchen is fully fitted with high-quality units, integrated appliances, and plentiful Quartz worktop space. Adjacent to the kitchen is a practical utility room, offering additional storage and laundry facilities.

To the front of the home is a bright and spacious living room, perfect for unwinding in the evenings, while to the rear, a charming sunroom offers a peaceful spot to enjoy views over the gardenideal for entertaining or quiet relaxation.

First Floor:

Upstairs, the property boasts four well-proportioned bedrooms. The main bedroom benefits from fitted wardrobes and a modern en-suite shower room, providing a private retreat. Bedroom two also features fitted wardrobes, offering ample storage. The remaining two bedrooms are generous in size and suitable for children, guests, or additional office space.

A stylish family bathroom serves the remaining bedrooms, featuring contemporary fixtures and fittings.

External:

Externally, the home enjoys a private rear garden, perfect for family gatherings, barbecues, or simply enjoying the outdoors. To the front, a driveway provides off-road parking and access to the garage, offering further parking or storage space.

Additional Information:

Tenure: Leasehold
Lease Length: 999 years from 2004
Ground Rent: 180 Per Year
Council Tax Band: E
EPC Rating: C

Living Room - 4.8m x 3.9m (158' x 129')

Kitchen/Family Room - 8.2m x 4.4m (2610' x 145')

Utility - 2.8m x 1.9m (92' x 62')

Office - 2.9m x 2m (96' x 66')

WC - 3.1m x 0.68m (102' x 22')

Sun Room - 3.2m x 3.2m (105' x 105')

Bedroom 1 - 4.2m x 3.1m (139' x 102')

En-Suite - 2.3m x 1.6m (76' x 52')

Bedroom 2 - 3.3m x 2.9m (109' x 96')

Bedroom 3 - 4m x 2.6m (131' x 86')

Bedroom 4 - 2.9m x 2.1m (96' x 610')

Bathroom - 3.2m x 1.8m (105' x 510')

Garage - 6m x 2.8m (198' x 92')

IMPORTANT NOTE TO PURCHASERS: We endeavour to make our sales particulars an accurate and reliable reflection of the property. They do not however constitute or form part of an offer or any contract and are not to be relied upon as statements of representation or fact. Any services, systems and appliances listed in this specification have not been tested by us and no guarantee as to their operating ability or efficiency is given. You should confirm the boundaries and land ownership of the property with your legal representative. All measurements have been taken as a guide to prospective buyers and are not precise. Please be advised that some of the details in the particulars may be awaiting vendor approval. If you require clarification or further information on any points, please contact us, especially if you are traveling some distance to view. Fixtures and fittings unless specifically stated are to be agreed during negotiations with the seller.



Features
  • Freehold

Mortgage Calculator

Your property may be repossessed if you do not keep up repayments on your mortgage.

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )

Return on Investment

£
£
£
£

Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.

Mortgage Required

£ 394575

Mortgage Loan to Value

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Gross Yield

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Annual ROI

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Annual Rental Profit

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Cumulative Rental Profit

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Cost of Purchase

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  • Stamp Duty
    £

    Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.

  • Refurbishment Budget
    £ 11875
  • Survey Costs
    £ 400
  • Mortgage Fees
    £ 1,000

    Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Legal Fees
    £ 1,300

Adjust these figures

£

The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.

£

This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.

£

Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.

£

This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.

Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.

Annual Costs

£ 38325
  • Mortgage Interest
    £

    The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Letting and Management Costs (Inc VAT)
    £
  • Letting Fee
    £
  • Maintenance
    £
  • Insurance
    £ 500
  • Ground Rent
    £ 0
  • Service Charge
    £ 0

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This is the percentage of the rent that you will spend maintaining the property.

£

Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.

£

Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.

£

This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.

Total Profit

£
  • Final Equity Profit
    £

    Final Equity Profit = Final Property Value - Mortgage Required - Investment

  • Cumulative Rental Profit
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    Cumulative Rental Profit = Annual rental profit x Time of Investment

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This is the assumed rate of house price inflation.

Final Property Value

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This is the property value at the end of the investment based on an assumed rate of % house price inflation.

Notes

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