2 bedroom terraced for sale

£180,000 Offers over

2

Bedrooms

1

Bathrooms

Floorplan

Stylish 2-Bedroom Stone-Fronted Mid-Terrace with Detached Garage on Rhode Street, Tottington

Tucked away on a quiet and sought-after street in the heart of Tottington, this beautifully presented 2-bedroom stone-fronted mid-terrace combines period charm with modern living. Offering spacious interiors, a low-maintenance garden and the rare benefit of a detached garage, this is a fantastic opportunity for first-time buyers, downsizers, or investors.

As you step inside, youre greeted by a welcoming internal vestibule that opens into a bright and comfortable living room, filled with natural light and showcasing the homes traditional character. An open walkway leads into a central hallway, which houses the staircase to the first floor and provides access to the kitchen/diner.

To the rear is the heart of the home a modern kitchen/diner, thoughtfully designed with stylish grey cabinetry, complementary worktops, and ample space for dining. A rear door leads directly out to the garden, making it a perfect layout for everyday living and entertaining.

Upstairs, the property features two well-proportioned bedrooms. The main bedroom is positioned to the front of the home, offering plenty of space for furniture and a bright, airy feel. The second bedroom, located at the rear, includes fitted storage, making it a practical and versatile space for guests, a home office, or a childs room. A modern family bathroom is also situated on the first floor, fitted with a three-piece suite.

Externally, the rear garden is designed for low maintenance, featuring decked seating areas ideal for relaxing or entertaining. A rare bonus for a property of this type is the detached garage, offering excellent storage or off-road parking potential.

Located within walking distance of Tottington village amenities, local schools, picturesque countryside walks and with convenient access to transport links into Bury and beyond, this home offers a superb lifestyle in a desirable setting.

Early Viewing is Highly Recommended!

Additional Information:

Tenure: leasehold
Lease Length: 999 years from 24 December 1893
Ground Rent: 1.6s
EPC Rating: C
Council Tax Band: B

Living Room - 3.9m x 4.4m (129' x 145')

Kitchen/Diner - 3.3m x 4.4m (109' x 145')

Bedroom 1 - 3.1m x 4.3m (102' x 141')

Bedroom 2 - 4.9m x 2.1m (160' x 610')

Bathroom - 3.3m x 2.1m (109' x 610')

Garage - 6.1m x 3.1m (200' x 102')

IMPORTANT NOTE TO PURCHASERS:

We endeavour to make our sales particulars an accurate and reliable reflection of the property. They do not however constitute or form part of an offer or any contract and are not to be relied upon as statements of representation or fact. Any services, systems and appliances listed in this specification have not been tested by us and no guarantee as to their operating ability or efficiency is given. You should confirm the boundaries and land ownership of the property with your legal representative. All measurements have been taken as a guide to prospective buyers only, and are not precise. Please be advised that some of the details in the particulars may be awaiting vendor approval. If you require clarification or further information on any points, please contact us, especially if you are traveling some distance to view. Fixtures and fittings unless specifically stated are to be agreed during negotiations with the seller.

Mortgage Calculator

Your property may be repossessed if you do not keep up repayments on your mortgage.

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )

Return on Investment

£
£
£
£

Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.

Mortgage Required

£ 142200

Mortgage Loan to Value

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Gross Yield

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Annual ROI

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Annual Rental Profit

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Cumulative Rental Profit

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Cost of Purchase

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  • Stamp Duty
    £

    Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.

  • Refurbishment Budget
    £ 4500
  • Survey Costs
    £ 400
  • Mortgage Fees
    £ 1,000

    Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Legal Fees
    £ 1,300

Adjust these figures

£

The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.

£

This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.

£

Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.

£

This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.

Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.

Annual Costs

£ 7200
  • Mortgage Interest
    £

    The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Letting and Management Costs (Inc VAT)
    £
  • Letting Fee
    £
  • Maintenance
    £
  • Insurance
    £ 500
  • Ground Rent
    £ 0
  • Service Charge
    £ 0

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This is the percentage of the rent that you will spend maintaining the property.

£

Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.

£

Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.

£

This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.

Total Profit

£
  • Final Equity Profit
    £

    Final Equity Profit = Final Property Value - Mortgage Required - Investment

  • Cumulative Rental Profit
    £

    Cumulative Rental Profit = Annual rental profit x Time of Investment

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This is the assumed rate of house price inflation.

Final Property Value

£

This is the property value at the end of the investment based on an assumed rate of % house price inflation.

Notes

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