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£600,000 Guide Price
Bedrooms
Bathrooms
This semi-detached family home offers versatile accommodation over two floors. A ground floor reception room ideal for flexible living. The property features gas central heating, double glazing, and a stylish rear extension housing a modern kitchen/dining room with full-width bi-fold doors opening onto a new patio and garden.
Location Ideally located on a sought-after residential road within walking distance of Westerham town centre, offering a variety of shops, cafs, restaurants, a medical centre, and library. Churchill Primary School is nearby, along with regular bus services to Oxted, Sevenoaks, and Bromleyeach with mainline stations to London. There are excellent local schools and recreational facilities, including Westerham Golf Club. Easy M25 access via junctions 5 and 6.
Accommodation
Ground Floor
' Entrance Hall: Side access via a double glazed door under a small porch. Includes radiator, meter cupboard, under-stairs storage, and wood-effect laminate flooring.
' Cloakroom: WC and hand basin.
' Sitting Room: Bright front-facing bay window, radiator.
' Family Room Versatile space with double glazed window and radiator.
' Kitchen/Dining Room: Modern fitted units, built-in oven, hob, extractor, stainless steel sink, plumbing for washing machine, and gas boiler cupboard. Space for dining table, recessed lighting, and laminate flooring. Bi-fold doors open to the garden.
First Floor
' Landing: Double glazed window, loft access with fitted ladder.
' Bedroom 1: Double glazed window, radiator, and wardrobe cupboard.
' Bedroom 2: Double glazed window, radiator, and wardrobe cupboard.
' Bedroom 3: Double glazed window and radiator.
' Bathroom: White suite with bath, separate shower, WC, basin, chrome towel rail, extractor fan, and double glazed window.
Outside
Rear garden with a freshly laid patioperfect for entertaining.
Contact the agent directly on Ext 104.
Your property may be repossessed if you do not keep up repayments on your mortgage.
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )
Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.
Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.
Your home may be repossessed if you do not keep up repayments on your mortgage.
The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.
This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.
Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.
Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.
The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the percentage of the rent that you will spend maintaining the property.
Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.
Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.
This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.
Final Equity Profit = Final Property Value - Mortgage Required - Investment
Cumulative Rental Profit = Annual rental profit x Time of Investment
This is the assumed rate of house price inflation.
This is the property value at the end of the investment based on an assumed rate of % house price inflation.
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