6 bedroom semi-detached for sale

£1,250,000 Offers in excess of

6

Bedrooms

6

Bathrooms

Floorplan

A spacious six-bedroom family home in a popular Orpington location, offered to the market for the first time in over thirty years. Extended and renovated across three floors, this semi-detached property combines modern finishes with practical everyday living.

The ground floor centres around a bespoke kitchen fitted with NEFF appliances, including steam, combination and conventional ovens, gas and electric hobs (one designed for barbecue cooking), dual extraction, a composite sink with filtered tap, two integrated fridge freezers, a dishwasher and extensive larder storage. Two reception rooms offer flexible living: the front room features a working wood burner and sliding doors, while the rear lounge enjoys garden views, built-in storage, in-wall speakers and direct access outside. A utility area, garage space and a downstairs WC add further convenience.

The first floor provides five well-proportioned bedrooms, each fully fitted with en-suite shower rooms. New carpet to the stairs and landing adds a fresh finish.

The top floor offers a private main suite with a large bedroom flooded with natural light from the Velux windows, and a generous bathroom with bath, separate shower, double vanity and WC.

The property benefits from underfloor heating throughout and a central vacuum system.

The south-west facing garden is a standout feature, with lawn, patio and decking areas, herbaceous borders, two ponds, apple trees, a handmade childrens playhouse, a garden building with veranda, potting space and two sheds. The driveway provides parking for three cars.

This property sits within a short walk of Orpington High Street, close to the station, bus routes and fast access to the M25. Local schools include Newstead, St Olaves, Crofton and Tubbenden.

A substantial and well-maintained family home that needs to be viewed to be fully appreciated.

Key Info:
Freehold
EPC D
Council Tax Band F
Accessibility - No special measures

Please note the reception room and master bedroom have been virtually staged.

Contact the agent on Ext 108 to book your viewing.

Map location is not available for this property.

Mortgage Calculator

Your property may be repossessed if you do not keep up repayments on your mortgage.

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )

Return on Investment

£
£
£
£

Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.

Mortgage Required

£ 1037700

Mortgage Loan to Value

%

Gross Yield

%

Annual ROI

%

Annual Rental Profit

£

Cumulative Rental Profit

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Cost of Purchase

£
  • Stamp Duty
    £

    Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.

  • Refurbishment Budget
    £ 31250
  • Survey Costs
    £ 400
  • Mortgage Fees
    £ 1,000

    Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Legal Fees
    £ 1,300

Adjust these figures

£

The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.

£

This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.

£

Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.

£

This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.

Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.

Annual Costs

£ 100200
  • Mortgage Interest
    £

    The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Letting and Management Costs (Inc VAT)
    £
  • Letting Fee
    £
  • Maintenance
    £
  • Insurance
    £ 500
  • Ground Rent
    £ 0
  • Service Charge
    £ 0

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£
  %

This is the percentage of the rent that you will spend maintaining the property.

£

Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.

£

Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.

£

This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.

Total Profit

£
  • Final Equity Profit
    £

    Final Equity Profit = Final Property Value - Mortgage Required - Investment

  • Cumulative Rental Profit
    £

    Cumulative Rental Profit = Annual rental profit x Time of Investment

Adjust these figures

  %

This is the assumed rate of house price inflation.

Final Property Value

£

This is the property value at the end of the investment based on an assumed rate of % house price inflation.

Notes

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