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£800,000
Bedrooms
Bathrooms
LAST PLOT REMAINING - AVAILABLE TO RESERVE NOW - One of two stunning NEW five-bedroom village houses constructed by highly regarded local developer Banks Developments, choicely situated in an attractive village close to York.
Scheduled for completion summer 2025, the property offers substantial & versatile accommodation, with the opportunity for purchasers to choose their own bespoke finishes from a selected range.
The property benefits from an attractive hallway leading to the principal accommodation including the lounge, dining room and large dining/kitchen/family room to the rear with bi-fold doors and separate utility room.
To the first floor are well proportioned bedrooms including en-suite showers to the master bedrooms. To the second floor are two superb further bedrooms.
Externally are landscaped gardens to the front and rear with fence and hedge boundaries, with estate fencing to the front and side elevations.
The rear gardens will be laid to lawn with patio area and enjoy a mature aspect beyond. A driveway provides off street parking to the front and leads to the garage.
Agents note
Internal & garden photos are of the neighbouring completed plot and should only be viewed for indicative purposes.
CGI & floor plans for illustrative purposes only (subject to change). Choice of finishings dependent upon build schedule and availability.
LOCATION
Situated 7 miles south of York city centre the attractive and popular village of Stillingfleet is mentioned in the Domesday Book and even has its own Facebook account where parishioners document the delights of the village. The centre of the village is in a conservation area and includes a Village Green with a beck flowing through attracting wildlife and insects. The 12th Century St Helens Church and the many local groups provide an opportunity to get to meet other villagers. The village also has a Womens Institute, toddlers and history groups as well as a village show. Nearby is Croft Farm livery yard and Harmony House caf/farm shop has recently opened in the village. The property is in the catchment area for the highly regarded Fulford Secondary School.
DIRECTIONS
From the outer ring road (A64) in the south at the junction with the A19, follow the A19 towards York and take the first left hand turning signposted to Naburn. Continue through Naburn for approximately 3 miles to Stillingfleet. On entering the village the properties are located on the right hand side.
Your property may be repossessed if you do not keep up repayments on your mortgage.
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )
Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.
Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.
Your home may be repossessed if you do not keep up repayments on your mortgage.
The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.
This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.
Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.
Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.
The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the percentage of the rent that you will spend maintaining the property.
Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.
Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.
This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.
Final Equity Profit = Final Property Value - Mortgage Required - Investment
Cumulative Rental Profit = Annual rental profit x Time of Investment
This is the assumed rate of house price inflation.
This is the property value at the end of the investment based on an assumed rate of % house price inflation.
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