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£500,000
Bedrooms
Bathrooms
Situated in a sought-after residential area in the village of Copmanthorpe, this four bedroom detached home has been extended and adapted and now boasts exceptional accommodation with open plan living at the heart of its design.
The property opens to a bright and spacious entrance hall leading to all the principal ground floor accommodation, including a front room currently used as a gym which would also be ideal as a home office. Also directly off the hallway is the snug/sitting room.
The highly impressive open plan lounge/kitchen/diner sits at the rear of the property, and has been designed with versatility in mind. Bathed in natural light from the large windows, bi-folding doors and Veluxs in the extension, this space is the true heart of the home. The luxury fitted kitchen boasts a range of high quality wall and base units, integrated appliances and large island with space for bar stools for casual dining. Adjacent to the kitchen is the convenience of a separate utility room to accommodate both a washing machine and tumble dryer. Opening on to the south facing rear garden and patio, the bi-fold doors with integral blinds flow into this space seamlessly, bringing the outside in.
A WC off the hallway completes the ground floor accommodation.
Stairs from the entrance hallway lead to a first floor landing off which there are four bedrooms, including master bedroom with ensuite shower, in addition to the house bathroom.
Externally the property sits on a corner plot within a cul-de-sac and offers good sized gardens to the rear and side. As the rear garden is south facing the property benefits from day round sun and light whilst mature trees provide good shade and privacy, along with the fenced boundary. Flower beds with low maintenance plants and bushes add to the landscape of this property. To the front is a block paved driveway, car port and garage.
In summary, an immaculately presented and modernised home, situated in a quiet position within the sought after village of Copmanthorpe.
LOCATION
The thriving village of Copmanthorpe lies 3 miles south west of York city centre and is served by a wide selection of local amenities, including convenience stores, a public house, coffee shop, pharmacy, doctors surgery, Post Office, library and takeaway food outlets. Copmanthorpe also boasts its own 18 hole Golf Course at Pike Hills. The McArthur Glen Designer Outlet is also a short drive away. Copmanthorpe provides excellent commuting for the A64 and further afield. A regular bus service also operates to and from the city centre and Leeds. Within the village itself is the well regarded Copmanthorpe Primary School and the property falls within catchment for the sought after Tadcaster Grammar School.
York itself is a historical city famed for its city walls and York Minster, one of Europes largest cathedrals of its kind. As such York is one of the countries most visited locations, attracting those looking to take advantage of the many bars, restaurants, historic and cultural attractions the city offers. The mainline train station offers services to London in under two hours and road links mean nearby cities such as Leeds and Harrogate are easily reached.
Your property may be repossessed if you do not keep up repayments on your mortgage.
Monthly Payment: £2,162.33
Total Interest: £278,440.36
Overall Total: £778,440.36
Amortization For Monthly Payment: £2,162.33 over 30 years ( Based on 3.20% Interest )
Year | Interest | Principal | Balance |
---|---|---|---|
2025 | £15,852.79 | £10,095.22 | £489,904.78 |
2026 | £15,524.96 | £10,423.05 | £479,481.73 |
2027 | £15,186.49 | £10,761.52 | £468,720.21 |
2028 | £14,837.03 | £11,110.99 | £457,609.22 |
2029 | £14,476.21 | £11,471.80 | £446,137.42 |
2030 | £14,103.68 | £11,844.33 | £434,293.10 |
2031 | £13,719.06 | £12,228.96 | £422,064.14 |
2032 | £13,321.94 | £12,626.07 | £409,438.07 |
2033 | £12,911.93 | £13,036.09 | £396,401.98 |
2034 | £12,488.60 | £13,459.41 | £382,942.57 |
2035 | £12,051.52 | £13,896.49 | £369,046.08 |
2036 | £11,600.25 | £14,347.76 | £354,698.32 |
2037 | £11,134.33 | £14,813.68 | £339,884.64 |
2038 | £10,653.28 | £15,294.73 | £324,589.91 |
2039 | £10,156.61 | £15,791.41 | £308,798.50 |
2040 | £9,643.80 | £16,304.21 | £292,494.29 |
2041 | £9,114.35 | £16,833.66 | £275,660.63 |
2042 | £8,567.70 | £17,380.31 | £258,280.32 |
2043 | £8,003.30 | £17,944.71 | £240,335.61 |
2044 | £7,420.57 | £18,527.44 | £221,808.17 |
2045 | £6,818.92 | £19,129.09 | £202,679.07 |
2046 | £6,197.73 | £19,750.28 | £182,928.79 |
2047 | £5,556.37 | £20,391.64 | £162,537.15 |
2048 | £4,894.18 | £21,053.83 | £141,483.32 |
2049 | £4,210.49 | £21,737.52 | £119,745.80 |
2050 | £3,504.59 | £22,443.42 | £97,302.38 |
2051 | £2,775.78 | £23,172.23 | £74,130.14 |
2052 | £2,023.29 | £23,924.72 | £50,205.43 |
2053 | £1,246.37 | £24,701.64 | £25,503.79 |
2054 | £444.22 | £25,503.79 | £0.00 |
Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.
Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.
Your home may be repossessed if you do not keep up repayments on your mortgage.
The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.
This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.
Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.
Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.
The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the percentage of the rent that you will spend maintaining the property.
Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.
Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.
This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.
Final Equity Profit = Final Property Value - Mortgage Required - Investment
Cumulative Rental Profit = Annual rental profit x Time of Investment
This is the assumed rate of house price inflation.
This is the property value at the end of the investment based on an assumed rate of % house price inflation.
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Sun Jul 20 2025
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Sun Jul 20 2025
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