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2 Low Ousegate, York
£535,000
Bedrooms
Bathrooms
Positioned in a desirable cul de sac location, this four bedroom detached family home offers well presented, versatile accommodation, plus a double garage and a fully enclosed sunny rear garden. The ground floor consists of a welcoming entrance hall, good sized sitting room, study and a fabulous open plan dining kitchen with garden room off. On the first floor are four good sized bedrooms with ample storage, an ensuite shower room and a family bathroom. Viewing is highly recommended to fully appreciate the accommodation.
Wilsden is the perfect balance between rural and urban. With a fantastic local high-street boasting all the amenities one could ever need, and luscious green fields surrounding, why would you ever want to leave this Yorkshire gem? There are local schools for young families and a real sense of history throughout the community makes this a very desirable place to live. Just take a walk through this picturesque stone lined village, and see why it is one of the most desirable local treats on offer, but be warned once you visit, you will want to live in Wilsden! The accommodation, with gas fired central heating and PVC double glazing, briefly comprises:
GROUND FLOOR
Entrance Hall
Staircase to first floor, radiator, window to front aspect.
Living Room 1111' x 173' (3.63m x 5.26m)
A good sized living room with window to front aspect, multi-pane double doors leading to the dining area, contemporary coal effect fireplace, radiator.
Dining Room 193' x 115' (5.87m x 3.48m)
A wonderful, bright and airy dining area and garden room, open plan with the kitchen, having windows overlooking the garden plus two skylight windows. Double doors leading out to the garden, wood flooring, conditioning unit. Open plan with:
Kitchen
Window overlooking the garden, extensive range of units at base and wall level with splashback tiling, range style cooker with gas hob and extractor hood over, inset stainless steel sink, integral dishwasher and washing machine, inset ceiling spotlights.
WC
Low level WC, wash basin.
Study 611' x 95' (2.1m x 2.87m)
Window to front aspect, radiator.
FIRST FLOOR
Landing
Airing cupboard.
Bedroom One 1110' x 1411' (3.6m x 4.55m)
A great sized principal bedroom with an extensive range of fitted wardrobes, window to front aspect, radiator.
En Suite
Fully tiled, shower enclosure, low level WC, pedestal wash basin, inset ceiling spotlights, chrome heated towel ladder, extractor fan.
Bedroom Two 119' x 121' (3.58m x 3.68m)
Window to front aspect, radiator.
Bedroom Three 119' x 102' (3.58m x 3.1m)
Window to rear aspect, radiator.
Bedroom Four 104' x 69' (3.15m x 2.06m)
Window to rear aspect, fitted wardrobe, radiator.
House Bathroom
Opaque window to front aspect, bath with handheld shower attachment, low level WC, pedestal wash basin, shower enclosure, part tiled, extractor fan, radiator.
Double Garage
Remote control door, door leading out to rear garden, central heating boiler, space and plumbing for washing machine.
Outside
The property sits within beautifully maintained gardens, with a block paved driveway and landscaped garden area to the front. There is a fully enclosed, south facing garden to the rear with low maintenance artificial lawn, paved patio area, a greenhouse and a wooden avery.
Your property may be repossessed if you do not keep up repayments on your mortgage.
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )
Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.
Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.
Your home may be repossessed if you do not keep up repayments on your mortgage.
The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.
This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.
Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.
Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.
The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the percentage of the rent that you will spend maintaining the property.
Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.
Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.
This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.
Final Equity Profit = Final Property Value - Mortgage Required - Investment
Cumulative Rental Profit = Annual rental profit x Time of Investment
This is the assumed rate of house price inflation.
This is the property value at the end of the investment based on an assumed rate of % house price inflation.
2 Low Ousegate, York
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