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2 Low Ousegate, York
£245,000
Bedrooms
Bathrooms
Forming part of an imposing detached Victorian residence, 2 Lydget offers a unique opportunity to acquire a characterful, two bedroom self contained apartment. The property enjoys well proportioned accommodation with long distance views across the valley, plus the benefit of a private garden area. Offered to the market with no onward chain, early viewing is highly recommended to fully appreciate the accommodation.
Forming part of an imposing detached Victorian residence, 2 Lydget offers a unique opportunity to acquire a characterful, two bedroom self contained apartment. The property enjoys well proportioned accommodation with long distance views across the valley, plus the benefit of a private garden area. Offered to the market with no onward chain, early viewing is highly recommended to fully appreciate the accommodation.
Keighley is a West Yorkshire market town known for its rich history, scenic surroundings, and excellent transport links. Nestled at the gateway to the beautiful Yorkshire Dales, Keighley offers a perfect blend of countryside living with modern amenities. The town boasts a variety of shops, schools, and leisure facilities, along with easy access to both Bradford and Leeds. With its attractive mix of traditional stone properties and contemporary homes, Keighley is an ideal location for families and professionals alike. The accommodation, with gas fired central heating, briefly comprises:
Entrance Hall
Accessed via an impressive stone staircase, with private entrance door. Two large storage cupboards, picture rail, radiator.
Sitting Room 133' x 119' (4.04m x 3.58m)
A wonderful, light and airy room with splay bay window, living flame gas fire with ornate surround, picture rail and radiator.
Dining Kitchen 141' x 152' (4.3m x 4.62m)
A lovely dual aspect kitchen taking advantage of the long distance views. With an ample range of units at base and wall level and splashback tiling, sink and drainer, integral eye level double oven, space and plumbing for washing machine, radiator and free standing gas stove.
Bedroom One 133' x 152' (4.04m x 4.62m)
A good sized double bedroom with dual aspect windows, fitted wardrobes, picture rail, radiator.
Bedroom Two 89' x 89' (2.67m x 2.67m)
A cosy and welcoming room with large window, fitted cupboard, picture rail and radiator.
Bathroom
A well planned bathroom with airing cupboard, low level WC, vanity unit incorporating wash basin, bath and separate walk-in shower. Chrome heated towel ladder, opaque window.
Outside
There is a mature, terraced garden area with seating and garden shed, ideal for outdoor relaxation and potted plants.
Leasehold Information
The property is held on a 999 year lease which began on 4/4/1985. There is an annual ground rent of 20 and No.2s share of the buildings insurance is approximately 200 per annum currently. There is a 25% share of the cost of any necessary works and maintenance to the building.
Your property may be repossessed if you do not keep up repayments on your mortgage.
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )
Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.
Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.
Your home may be repossessed if you do not keep up repayments on your mortgage.
The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.
This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.
Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.
Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.
The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the percentage of the rent that you will spend maintaining the property.
Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.
Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.
This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.
Final Equity Profit = Final Property Value - Mortgage Required - Investment
Cumulative Rental Profit = Annual rental profit x Time of Investment
This is the assumed rate of house price inflation.
This is the property value at the end of the investment based on an assumed rate of % house price inflation.
2 Low Ousegate, York
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