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2 Low Ousegate, York
£94,950 Fixed Price
Bedrooms
Bathrooms
Perfect for FIRST TIME BUYERS and INVESTORS. Located within a converted, listed mill, this lovely apartment has two good sized bedrooms, a modern bathroom and an impressive living room. The whole property is illuminated with large windows and will be sold CHAIN FREE.
Perfect for first time buyers and investors alike. Located within a converted, listed mill, this lovely apartment has two good sized bedrooms, a modern bathroom and an impressive living room. The whole property is illuminated with large windows and will be sold chain free.
Goose Eye is a quaint village in between Oakworth, Laycock and Keighley in West Yorkshire! This very sought after area has a fantastic mix of properties, ranging from 1800s farmhouses and mills to more modern (but still tasteful) developments. The location is approximately 2.5 miles distance from Keighley town centre which offers a range of shops, amenities, bars, restaurants as well as primary and secondary schools. Keighley is also well served by excellent road and rail links to other West and North Yorkshire business centres which include Skipton, Ilkley, Bradford and Leeds. It is also close by to the charming Haworth village and the famous Bronte Country. Goose Eye itself is very well known for the charming Turkey Inn, an Olde Worldy pub at the centre of the beautiful village.
ACCOMMODATION
Entrance Hall
Accessed via communal intercom entrance, this apartment is on the third floor of this beautifully converted mill.
Living Room
This is a very large and very versatile space which could be used a number of different ways. The room is illuminated by two large panelled windows which flood the space with natural light. Like the rest of the apartment, the living room boasts a heavily beamed ceiling which is a lovely feature and is something most of the apartments in the development do not have.
Kitchen
The kitchen in a conveniently located room which has fantastic modern units hugging the walls. The kitchen is large and functional and has been well maintained by the current occupants.
Bedroom One
Accessed via the internal hallway is a well-proportioned master bedroom, this is a large room which is nicely laid out and benefits from natural light via another impressive panelled window.
Bedroom Two
The second bedroom is a good size also, and could be used as a small double bedroom or a good sized single.
Bathroom
The house bathroom is a modern, white three piece suite comprising bath with over-head shower, hand basin and toilet.
Leasehold Information
We are advised that this property is leasehold with approximately 227 years left on the lease. There is a monthly service charge of 151 and an annual ground rent charge of 50. A buyer is advised to confirm these details via their solicitor when purchasing. Included within the service charge are: Buildings Insurance, sewage system, window cleaning and painting, internal lighting and electric in communal areas with street lighting included for car park areas, fire equipment testing, maintenance and up-keep (inclusive of decorating) for internal stairwells, external and satellite dish location, gardening.
Your property may be repossessed if you do not keep up repayments on your mortgage.
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )
Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.
Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.
Your home may be repossessed if you do not keep up repayments on your mortgage.
The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.
This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.
Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.
Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.
The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the percentage of the rent that you will spend maintaining the property.
Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.
Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.
This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.
Final Equity Profit = Final Property Value - Mortgage Required - Investment
Cumulative Rental Profit = Annual rental profit x Time of Investment
This is the assumed rate of house price inflation.
This is the property value at the end of the investment based on an assumed rate of % house price inflation.
2 Low Ousegate, York
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