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2 Low Ousegate, York
£185,000
Bedrooms
Bathrooms
This charming period terraced home is set over four floors, boasts a generous size kitchen/diner, utility room, three double bedrooms, a garden, patio, and off-street parking. Located in a sought-after area, this property offers a perfect blend of character and modern amenities.
This charming period terraced house boasts three double bedrooms and a wealth of characterful features. The property offers a spacious garden and also benefits from off-street parking, ensuring ease of access for residents and guests alike. Internally, the property showcases a blend of traditional and contemporary design elements, creating a warm and inviting atmosphere throughout. The well-proportioned bedrooms offer ample space for relaxation and storage, while the generous sized living areas provide a comfortable setting for everyday living. Located within close proximity to local amenities, schools, and transport links, this property presents an ideal opportunity for families or professionals seeking a peaceful yet well-connected home. Dont miss the chance to make this beautiful house your own. Contact us today to arrange a viewing.
Entrance Hall
Providing access to the ground floor accommodation and stairs to the first floor.
Sitting Room
Spacious room positioned to the front of the property with double glazed bay window and central heating radiator.
Living Room
Positioned to the rear of the property, this room has plenty of character features including deep skirtings, coving and polished floorboards. Double glazed window and central heating radiator.
Downstairs WC
Accessed via the entrance hall, fitted with a two piece suite comprising pedestal hand wash basin, WC, double glazed window, central heating radiator and vinyl flooring.
Lower Ground Floor
Kitchen/Diner
Located on the lower ground floor, the kitchen is fitted with a wide range of wall, drawer and base units, laminate work surfaces incorporating a ceramic sink and drainer, rangemaster oven with extractor over, double glazed window and stone flagged flooring.
Utility Room
Useful Utility with plumbing for washing machine and stone flagged flooring.
Basement Room
Housing storage cupboard, central heating radiator and stone flagged flooring.
First Floor Landing
Bathroom
This family bathroom benefits from a four piece suite comprising free standing bath, walk in shower, pedestal hand wash basin, WC, double glazed window, central heating radiator and laminate flooring.
Bedroom
Spacious double room, rear facing with original fireplace, double glazed window and central heating radiator.
Bedroom
Situated to the front of the property with original fireplace, double glazed window and two central heating radiators.
Second Floor
Bedroom
This attic bedroom is a generous double room with built in storage cupboard, original fireplace, double glazed Velux window, and under eaves storage.
Externally
The property benefits from an enclosed yard to the front, to the rear is a block paved driveway providing off road parking and a garden with artifical lawn and paving.
Your property may be repossessed if you do not keep up repayments on your mortgage.
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )
Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.
Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.
Your home may be repossessed if you do not keep up repayments on your mortgage.
The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.
This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.
Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.
Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.
The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the percentage of the rent that you will spend maintaining the property.
Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.
Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.
This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.
Final Equity Profit = Final Property Value - Mortgage Required - Investment
Cumulative Rental Profit = Annual rental profit x Time of Investment
This is the assumed rate of house price inflation.
This is the property value at the end of the investment based on an assumed rate of % house price inflation.
2 Low Ousegate, York
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