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£540,000
Bedrooms
Bathrooms
Situated in the heart of Stifford Clays is this 4 bedroom detached home with a generous plot of 40 wide with an in/out driveway at the front. The garden is great too at 70 in length and west facing and widens to 65. The house has good sized well planned accommodation comprising of 4 bedrooms, a large living room and a kitchen/diner. Definitely worth viewing.
GROUND FLOOR
HALL 3.71m (122) X 2.44m (8)
Double glazed entrance door and adjacent window. Open tread stairs to first floor. Coving to ceiling.
GROUND FLOOR BATHROOM
Opaque double glazed window to rear. Ceramic tiled floor & walls. Suite comprising close coupled WC, pedestal wash basin, double end bath with central mixer tap & shower attachment, and corner shower enclosure. Coving to ceiling.
LIVING ROOM 6.96m (2210) X 3.96m (13)
Double glazed window to front and double glazed double doors and adjacent window to rear garden. Wall and ceiling lights. Radiator. External chimney breast with a solid fuel burning stove.
KITCHEN/DINER 6.30m (208) X 3.18m (105)
Double glazed window to front and to rear overlooking the garden plus a door to sideway. The Kitchen is fitted with a range of modern fitted units at both base and eye level with decorative cornice & pelmet. Complementary roll edge worktop with inset stainless steel sink unit & mixer tap. Integrated oven, hob and pull out hood. Appliance spaces. Ceramic tiled floor and part tiled walls. Coving to ceiling. Radiator.
FIRST FLOOR LANDING 6.35m (2010) x 2.39m (710) max
Double glazed window to rear overlooking the garden. Radiator. Coving to ceiling. Doors to rooms.
WC
Opaque double glazed window to rear. Low level WC and pedestal wash basin.
BEDROOM 1 3.96m (13) X 3.96m (13) into bay
Double glazed bay window to front. Built-in wardrobes to two walls plus dressing table. Coving to ceiling. Radiator.
BEDROOM 2 3.61m (1110) X 3.71m (122) into bay
Double glazed bay window to front. Fitted wardrobes plus dressing table. Radiator. Coving to ceiling.
BEDROOM 3 3.96m (13) X 2.29m (76)
Double glazed window to rear overlooking the garden. Radiator. Sloping ceiling.
BEDROOM 4 3.20m (106) x 2.44m (8)
Double glazed window to side. Radiator. Coving to ceiling.
EXTERIOR
FRONT There is an in/out block paved driveway leading to the garage. Central lawn and law wall. Side gate to garden.
REAR The rear garden is approx.. 40 wide x 70 long and west facing. It is L-shaped and has an extra 26 x 25 area. Commencing with a paved patio area with the remainder laid to lawn. Sheds. Gate to side. Personal door to rear of garage.
GARAGE 186 max x 116 > 86 with a utility area at the rear. Window and door to garden.
Your property may be repossessed if you do not keep up repayments on your mortgage.
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )
Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.
Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.
Your home may be repossessed if you do not keep up repayments on your mortgage.
The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.
This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.
Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.
Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.
The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the percentage of the rent that you will spend maintaining the property.
Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.
Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.
This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.
Final Equity Profit = Final Property Value - Mortgage Required - Investment
Cumulative Rental Profit = Annual rental profit x Time of Investment
This is the assumed rate of house price inflation.
This is the property value at the end of the investment based on an assumed rate of % house price inflation.
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