4 bedroom detached for sale

£625,000

4

Bedrooms

2

Bathrooms

Floorplan

A substantial 4 bedroom detached property standing proudly on an elevated plot is this desirable location, benefitting from an independent drive to garage & a 93 garden. Inside, is spacious and well presented with 4 first floor bedrooms, 2 bathrooms and 3 good sized reception rooms. A lovely home.

GROUND FLOOR

PORCH 1.96 m (65) x 1.52m (5)

Entrance door plus windows looking south and west. Ceramic tiled floor. Door to Hall.

HALL 6.78m (223) x 1.83m (6)

A spacious hall. Laminate floor. Dado rail. Ornate coving to ceiling. Radiator. Stairs to first floor. Doors to rooms.

LIVING ROOM 6.55m (216) x 3.84m (127)

A double aspect room with a large picture window looking south and a side double glazed window. Radiator. Louis style fireplace. Dado rail. Ornate coving to ceiling.

DINING ROOM 3.86m (128) x 3.05m (10)

Double glazed picture window to front. Radiator. Laminate floor. Ornate coving to ceiling.

SITTING ROOM 4.19m (139) x 2.87m (95)

Double glazed patio doors to rear. Tall chrome radiator. Coving to ceiling.

KITCHEN 4.17m (138) x 2.84m (94)

Double glazed picture window to rear overlooking the garden. A range of modern fitted units at both base and eye level with black galaxy sparkling granite worktops, carved drainer & under-slung sink. Integrated double oven, gas hob, chimney hood & fridge freezer. Ceramic tiled floor. Coving to ceiling with inset lighting. Opens to a small utility area with door to side.

GROUND FLOOR SHOWER ROOM

Opaque double glazed window to side. Ceramic tiled floor & ceramic tiled walls. Modern white suite comprising vanity unit with plenty of storage and semi inset wash basin. 2nd unit with semi inset WC. Walk-in shower enclosure. Radiator.

FIRST FLOOR LANDING

Mahogany spindle balustrade. Dado rail. Doors to rooms.

BEDROOM 1 5.03m (166) max x 3.20m (106)

Double glazed picture window to front. Radiator. Extensive range of modern fitted wardrobes to 2 walls.

BEDROOM 2 4.39m (145) x 2.97m (99)

Double glazed window to rear overlooking the garden. Radiator. Range of modern fitted wardrobes. Coving to ceiling.

BEDROOM 3 3.86m (128) into bay x 3.18m (105)

Double glazed bay window to side. Range of modern fitted wardrobes. Access to loft. Coving to ceiling. Radiator.

BEDROOM 4 1.63m (54) x 5.92m (195)

Four roof light windows to side. Radiator. Sloping ceiling.

BATHROOM

Opaque double glazed window to rear. Part sloping ceiling. Attractive ceramic tiled walls and floor. Modern white suite comprising vanity unit with semi inset WC, vanity unit with wash basin & panelled bath with mixer tap & shower attachment. Radiator/heated towel rail. Spot lights inset in ceiling.

EXTERIOR

FRONT The property is elevated from the road with an independent driveway leading to the garage. Central raised artificial lawn.

REAR The 93 rear garden commences with a paved patio area. Side gate to front and a door to rear of the garage. The interesting garden has a variety of lawns and bedding. A separated area offers a vegetable garden but the main feature is the beautiful magnolia tree.

GARAGE 176 x 11 > 8 with power & light plus a roller shutter front door. Personal door

to garden.


Mortgage Calculator

Your property may be repossessed if you do not keep up repayments on your mortgage.

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )

Return on Investment

£
£
£
£

Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.

Mortgage Required

£ 518325

Mortgage Loan to Value

%

Gross Yield

%

Annual ROI

%

Annual Rental Profit

£

Cumulative Rental Profit

£

Cost of Purchase

£
  • Stamp Duty
    £

    Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.

  • Refurbishment Budget
    £ 15625
  • Survey Costs
    £ 400
  • Mortgage Fees
    £ 1,000

    Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Legal Fees
    £ 1,300

Adjust these figures

£

The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.

£

This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.

£

Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.

£

This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.

Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.

Annual Costs

£ 49575
  • Mortgage Interest
    £

    The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Letting and Management Costs (Inc VAT)
    £
  • Letting Fee
    £
  • Maintenance
    £
  • Insurance
    £ 500
  • Ground Rent
    £ 0
  • Service Charge
    £ 0

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£
  %

This is the percentage of the rent that you will spend maintaining the property.

£

Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.

£

Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.

£

This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.

Total Profit

£
  • Final Equity Profit
    £

    Final Equity Profit = Final Property Value - Mortgage Required - Investment

  • Cumulative Rental Profit
    £

    Cumulative Rental Profit = Annual rental profit x Time of Investment

Adjust these figures

  %

This is the assumed rate of house price inflation.

Final Property Value

£

This is the property value at the end of the investment based on an assumed rate of % house price inflation.

Notes

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