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£540,000
Bedrooms
Bathrooms
Situated in a popular area of North Grays is this extended 5 bedroom semi detached house. There is parking at the front plus a 117 west facing garden. There is a 22 lounge plus a large kitchen at the rear of the property. There are 2 bathrooms plus an en-suite WC to the principal bedroom.
GROUND FLOOR
PORCH
Double glazed double doors and windows. Ceramic tiled floor.
ENTRANCE HALL
Stairs to first floor. Door to Lounge.
LIVING ROOM 6.78m (223) x 4.36m (144)
Double glazed window to front. Laminate floor. Radiator. Coving to ceiling. Double doors to Kitchen.
FITTED KITCHEN 5.38m (178) x 3.88m (129)
Double glazed double doors and windows to rear garden. Ceramic tiled floor. Extensive range of fitted units at both base and eye level. Complementary roll edge worktops and inset stainless steel sink unit & mixer tap. Radiator. Coving to ceiling. Part tiled walls.
GROUND FLOOR BATHROOM
Opaque double glazed window to side. White suite comprising close coupled WC, pedestal wash basin & double ended panelled bath with central mixer tap. Radiator. Ceramic tiled walls.
FIRST FLOOR LANDING
Double glazed window to side. Stairs to ground floor and to second floor.
BEDROOM 1 4.33m (142) x 3.07m (101)
Double glazed window to front. Radiator. Laminate floor. Sliding door fitted wardrobes. Door to En-suite.
EN-SUITE
Opaque double glazed window to front. Part tiled walls. Vanity unit with wash basin, close coupled WC.
BEDROOM 2 3.66m (12) x 2.69m (810)
Double glazed window to rear. Radiator. Laminate floor.
BEDROOM 3 2.62m (87) x 2.59m (86)
Double glazed window to rear. Radiator. Laminate floor.
SECOND FLOOR LANDING
Doors to rooms.
SHOWER ROOM
Opaque double glazed window to rear. Ceramic tiled floor and marble pattern ceramic tiled walls. White suite comprising pedestal wash basin, close coupled WC and shower enclosure with electric shower. Chrome ladder radiator.
BEDROOM 4 3.44m (113) x 3.22m (107)
Double glazed window to rear. Laminate floor. Radiator.
BEDROOM 5 3.88m (129) x 2.30m (77)
Double glazed velux window to front. Part sloping ceiling.
EXTERIOR
FRONT The front is block paved for off street parking. Side gate to garden.
REAR The rear garden is west facing commencing with a block paved patio and a shed. Remainder laid to lawn. Side gate.
Your property may be repossessed if you do not keep up repayments on your mortgage.
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )
Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.
Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.
Your home may be repossessed if you do not keep up repayments on your mortgage.
The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.
This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.
Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.
Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.
The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the percentage of the rent that you will spend maintaining the property.
Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.
Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.
This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.
Final Equity Profit = Final Property Value - Mortgage Required - Investment
Cumulative Rental Profit = Annual rental profit x Time of Investment
This is the assumed rate of house price inflation.
This is the property value at the end of the investment based on an assumed rate of % house price inflation.
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