4 bedroom semi-detached for sale

£575,000 Offers over

4

Bedrooms

2

Bathrooms

Floorplan

Situated at the end of a private road within a cul-de-sac of North Grays is this 15 year old 4 double bedroom semi detached house that offers spacious and well presented family accommodation. There is a generous lounge, separate dining room and a beautifully fitted kitchen/breakfast room. Definitely worth viewing.

GROUND FLOOR

ENTRANCE HALL

Entrance door. Laminate floor. Spindle balustrade on stairs to first floor with cupboard below. Coving to ceiling. Doors to rooms.

CLOAKROOM/WC

Opaque double glazed window to front. Pedestal wash basin. Close coupled WC. Radiator.

DINING ROOM 3.30m (1010) x 3.18m (105)

Double glazed window to front. Laminate floor. Radiator. Coving to ceiling.

LIVING ROOM 5.20m (171) x 4.62m (152)

Double glazed patio doors and additional window to rear garden. Laminate floor. Radiators. Coving to ceiling.

FITTED KITCHEN 5.20m (171) x 3.18m (105)

Double glazed window to rear garden and double glazed door to sideway. Ceramic tiled floor. Extensive range of moder fitted units at both base and eye level with decorative cornice and stainless steel handles. Complementary roll edge worktop with inset sink unit & mixer tap. Integrated double oven, microwave, hob & hood. Further range of units and a breakfast bar. Worktop lighting and spot lights inset in ceiling.

FIRST FLOOR LANDING

Spindle balustrade. Radiator. Access to loft. Coving to ceiling. Doors to rooms.

BEDROOM 1 4.62M (152) X 4.26M (14)

Two double glazed windows to rear overlooking the garden. Radiator. Range of fitted wardrobes with mirror sliding doors. Coving to ceiling. Door to En-suite.

EN-SUITE

Travertine style tiled floor and walls to complement the modern white suite comprising vanity unit with semi inset wash basin and close coupled WC. Shower enclosure with thermostatic shower mixer. Chrome ladder radiator.

BEDROOM 2 4.16m (138) x 3.06m (10)

Double glazed window to front. Radiator. Fitted wardrobes with mirror sliding doors. Coving to ceiling.

BEDROOM 3 3.56m (118) x 3.22m (107)

Double glazed window to rear. Radiator. Range of mirror sliding doors on fitted wardrobes. Coving to ceiling.

BEDROOM 4 4.06m (134) x 2.66m (89)

Double glazed window to front. Radiator. Coving to ceiling.

BATHROOM

Opaque double glazed window to side. Modern white suite comprising close coupled WC, vanity unit with wash basin and panelled bath with thermostatic shower mixer. Ceramic tiled floor with decorative border. Coving to ceiling with inset lighting. Radiator. Chrome ladder radiator.

EXTERIOR

FRONT The front is block paved and gently ramped for easy access. Parking for several vehicles side gate to garden.

REAR The rear garden is approx. 43 x 33. There is an attractive patio rea and path to an additional patio in front of the summerhouse. Lawn plus flower & shrub borders.



Features
  • Freehold

Mortgage Calculator

Your property may be repossessed if you do not keep up repayments on your mortgage.

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )

Return on Investment

£
£
£
£

Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.

Mortgage Required

£ 477075

Mortgage Loan to Value

%

Gross Yield

%

Annual ROI

%

Annual Rental Profit

£

Cumulative Rental Profit

£

Cost of Purchase

£
  • Stamp Duty
    £

    Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.

  • Refurbishment Budget
    £ 14375
  • Survey Costs
    £ 400
  • Mortgage Fees
    £ 1,000

    Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Legal Fees
    £ 1,300

Adjust these figures

£

The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.

£

This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.

£

Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.

£

This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.

Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.

Annual Costs

£ 45825
  • Mortgage Interest
    £

    The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Letting and Management Costs (Inc VAT)
    £
  • Letting Fee
    £
  • Maintenance
    £
  • Insurance
    £ 500
  • Ground Rent
    £ 0
  • Service Charge
    £ 0

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£
  %

This is the percentage of the rent that you will spend maintaining the property.

£

Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.

£

Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.

£

This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.

Total Profit

£
  • Final Equity Profit
    £

    Final Equity Profit = Final Property Value - Mortgage Required - Investment

  • Cumulative Rental Profit
    £

    Cumulative Rental Profit = Annual rental profit x Time of Investment

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This is the assumed rate of house price inflation.

Final Property Value

£

This is the property value at the end of the investment based on an assumed rate of % house price inflation.

Notes

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