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£625,000 Guide Price
Bedrooms
Bathrooms
GUIDE PRICE 625,000-635,000. An extended semi detached house with an independent driveway and a 100ft garden. With plenty of space for a family there is a 27ft living room complemented by a generous fitted kitchen/family room. There are 4 good sized bedrooms plus a modern family bathroom and a stylish ground floor shower room. Additionally, there is a 27ft wide cabin/entertainment room at the bottom of the garden.
ENTRANCE PORCH
ENTRANCE HALL
A generous and welcoming space with a feature arched double glazed window to front. A returning staircase with spindle balustrade to first floor and cupboards below. Laminate floor. Radiator.
CLOAKROOM
Once used as a small office.
LIVING ROOM
Double glazed suntrap bay window to front with lead light windows. Radiators. Coving to ceiling.
KITCHEN
Over 21ft wide stretching across the rear of the property with double glazed windows and double doors opening to the garden, plus 2 roof lights providing a naturally light room. An extensive range of wooden fitted units at both base and eye level with decorative cornice & pelmet. Quartz stone worktop with inset enamel sink unit & mixer tap. Integrated hob, pull out hood, dishwasher and oven. Part tiled walls.
UTILITY
Double glazed window to rear garden. Worktop and appliance spaces.
GROUND FLOOR SHOWER ROOM
A lovely room with luxury vinyl flooring to complement the modern white suite comprising close coupled WC, vanity unit with wash basin and a glass shower enclosure with thermostatic mixer shower. Striking wall tiling. Radiator and chrome ladder radiator.
OFFICE
Formally the garage. UPVC double doors at the front. Boiler cupboard.
FIRST FLOOR LANDING
Returning staircase with spindle balustrade from ground floor. Doors to rooms. Access to part boarded loft.
BEDROOM 1
Double glazed suntrap bay window to front with lead light windows. Radiator.
BEDROOM 2
Double glazed window to rear overlooking the garden. Radiator.
BEDROOM 3
Double glazed lead light window to front. Radiator.
BEDROOM 4
Double aspect room with double glazed window to front and double glazed window to rear overlooking the garden. Radiator.
BATHROOM
2 opaque double glazed windows to rear. A modern room with attractive luxury vinyl flooring complemented by ceramic tiled walls with a decorative border. Modern white suite comprising close coupled WC, vanity unit with wash basin, and panelled bath with thermostatic mixer shower above. Radiator.
EXTERIOR
FRONT There is a low front boundary wall and a block paved independent driveway.
REAR The rear garden is approx. 100ft in length commencing with a lovely patio area that extends someway down the garden. The remainder is laid to lawn with flower & shrub borders. At the bottom is a considerable cabin with double glazed double doors and windows overlooking the garden, laminate floor, spot lights and electric heater.
Your property may be repossessed if you do not keep up repayments on your mortgage.
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )
Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.
Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.
Your home may be repossessed if you do not keep up repayments on your mortgage.
The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.
This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.
Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.
Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.
The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the percentage of the rent that you will spend maintaining the property.
Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.
Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.
This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.
Final Equity Profit = Final Property Value - Mortgage Required - Investment
Cumulative Rental Profit = Annual rental profit x Time of Investment
This is the assumed rate of house price inflation.
This is the property value at the end of the investment based on an assumed rate of % house price inflation.
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