4 bedroom detached for sale

£675,000

4

Bedrooms

2

Bathrooms

Floorplan

A terrific detached family home full of character and offering a great location complemented by 4 bedrooms, 2.5 bathrooms and 3 reception rooms plus a kitchen with a lovely range of units and a large island. This all balanced with an 87 garden.

ENTRANCE HALL

The entrance door opens into a spacious Hall with a coloured glass picture window. Radiator in decorative cabinet. Decorative panelling. Cupboard under stairs. Doors to rooms.

GROUND FLOOR WC

Opaque double glazed window to side. Modern white suite comprising close coupled WC and vanity unit with wash basin. decorative panelling. Radiator in decorative cabinet.

FITTED KITCHEN

Double glazed window to front with fitted shutter. A spacious kitchen with a range of fitted units at both base and eye level complemented by a black galaxy granite worktop. There is a matching island with underslung twin bowls and a breakfast bar. Range cooker and chimney hood over. Radiator in decorative cabinet. Door to Store.

SITTING ROOM

Wide double glazed bay window to front. Radiator. Fitted cupboards. Picture rail.

DINING ROOM

Double glazed window and patio doors to rear garden. Door to pantry cupboard. Fitted dinner set cupboard. Picture rail. Inset lighting. Radiator in decorative cabinet.

LOUNGE

Double glazed double doors and adjacent windows open to the rear garden. Decorative panelling. Picture rail. Radiator.

STORE ROOM

104 x 85. Door to further store area with up and over door to front.

FIRST FLOOR LANDING

Window with coloured glass work. Spindle balustrade. Picture rail. Doors to rooms. Cupboard.

BEDROOM 1

Double glazed window to rear overlooking the garden. Radiator. Extensive range of modern fitted wardrobes. Cupboard. Picture rail. Door to:

EN-SUITE

Opaque double glazed window to rear. Modern white suite comprising close coupled WC, vanity unit with wash basin and corner shower enclosure. Chrome ladder radiator. Decorative panelling.

BEDROOM 2

Wide double glazed window to front. Radiator in decorative cabinet. Picture rail.

BEDROOM 3

Double glazed window to front and further double glazed window to side. Fitted wardrobes. Picture rail. Inset lighting.

BEDROOM 4

Double glazed window to rear overlooking the garden. Radiator. Picture rail.

BATHROOM

Opaque double glazed window to side and rear. Ceramic tiled floor and part tiled walls to complement the modern white suite comprising vanity unit with twin his n hers wash basins. Vanity unit with semi inset WC, panelled bath with mixer tap & shower attachment and a separate shower enclosure with over head rose. Chrome ladder radiator.

EXTERIOR

FRONT The property is situated behind a wide grass verge and hedging with a block paved independent driveway. Lawn and garden area.

REAR The 87 rear garden commencing with a paved patio area. Side gateway. Remainder laid to lawn with established flower & shrub borders.



Features
  • Freehold

Mortgage Calculator

Your property may be repossessed if you do not keep up repayments on your mortgage.

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )

Return on Investment

£
£
£
£

Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.

Mortgage Required

£ 559575

Mortgage Loan to Value

%

Gross Yield

%

Annual ROI

%

Annual Rental Profit

£

Cumulative Rental Profit

£

Cost of Purchase

£
  • Stamp Duty
    £

    Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.

  • Refurbishment Budget
    £ 16875
  • Survey Costs
    £ 400
  • Mortgage Fees
    £ 1,000

    Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Legal Fees
    £ 1,300

Adjust these figures

£

The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.

£

This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.

£

Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.

£

This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.

Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.

Annual Costs

£ 53325
  • Mortgage Interest
    £

    The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Letting and Management Costs (Inc VAT)
    £
  • Letting Fee
    £
  • Maintenance
    £
  • Insurance
    £ 500
  • Ground Rent
    £ 0
  • Service Charge
    £ 0

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£
  %

This is the percentage of the rent that you will spend maintaining the property.

£

Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.

£

Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.

£

This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.

Total Profit

£
  • Final Equity Profit
    £

    Final Equity Profit = Final Property Value - Mortgage Required - Investment

  • Cumulative Rental Profit
    £

    Cumulative Rental Profit = Annual rental profit x Time of Investment

Adjust these figures

  %

This is the assumed rate of house price inflation.

Final Property Value

£

This is the property value at the end of the investment based on an assumed rate of % house price inflation.

Notes

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