4 bedroom semi-detached for sale

£460,000

4

Bedrooms

3

Bathrooms

Floorplan

This is a beautiful house with many fine features and plenty of spacious and naturally light accommodation. There are 4 double bedrooms, 2 en-suites, a family bathroom and a ground floor WC complemented by a 24 living room, a beautiful kitchen and a conservatory overlooking the lovely garden. Plenty of parking, a carport and a garage. This house is lovely.

ENTRANCE HALL

Entrance door. Laminate floor. Radiator. Coving to ceiling. Door to ground floor WC and open under the winding staircase.

CLOAKROOM/WC

White suite comprising corner wash basin and close coupled WC. Radiator.

KITCHEN

A beautiful kitchen with double glazed window to rear. Stylish range of handle-less fitted units at both base and eye level plus a larder wall with high double oven. Quartz-stone worktops with an under-slung sink and carved drainer. Matching up-stand, back panel & windowsill. Integrated hob, freezer & fridge.

LIVING ROOM

Double glazed window to front and double glazed double doors to rear garden. Laminate floor. Coving to ceiling. Radiators. Media wall.

CONSERVATORY

Double glazed windows and double doors to rear garden. Further door to side driveway. Laminate floor. Vaulted roof. Range of fitted units housing appliances.

LANDING

A spacious area with 2 flights of stairs.

BEDROOM 2

Double glazed window to rear. Laminate floor. Dado rail. Coving to ceiling. Built-in wardrobe. Door to En-suite.

EN-SUITE

Opaque double glazed window to rear. Chrome ladder radiator. Modern white suite comprising close coupled WC, pedestal wash basin and walk-in shower enclosure.

BEDROOM 3

Double aspect room with double glazed window to front & rear. Laminate floor. Radiator.

BEDROOM 4

Double glazed window to front. Radiator. Laminate floor.

BATHROOM

Opaque double glazed window to front. White suite comprising close coupled WC, pedestal wash basin & panelled bath. Part tiled walls. Radiator.

STAIRS TO 2ND FLOOR

BEDROOM 1

A double aspect room with double glazed roof light to front plus double glazed double glazed double doors and a glass Juliet balcony to rear. Range of fitted wardrobes. Radiator. Spot lights.

EN-SUITE

Opaque double glazed window to rear. Ceramic tiled floor and walls. Modern white suite off the floor WC, vanity unit with wash basin and a walk-in shower enclosure with thermostatic mixer shower & overhead rose.

EXTERIOR

FRONT There is a double length driveway in front of the garage and 2 communal visitor spaces in front of the property. A roller shutter opens to the carport with electric charger, then opens to the inside drive. There is approx. 31ft from the front door to the garage door and a door leading to the Conservatory.

GARAGE with roller shutter door.

REAR The 37ft garden is cottage style and has lovely established bedding and several seating areas with a rock water feature and waterfall. Summerhouse.

Mortgage Calculator

Your property may be repossessed if you do not keep up repayments on your mortgage.

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )

Return on Investment

£
£
£
£

Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.

Mortgage Required

£ 382200

Mortgage Loan to Value

%

Gross Yield

%

Annual ROI

%

Annual Rental Profit

£

Cumulative Rental Profit

£

Cost of Purchase

£
  • Stamp Duty
    £

    Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.

  • Refurbishment Budget
    £ 11500
  • Survey Costs
    £ 400
  • Mortgage Fees
    £ 1,000

    Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Legal Fees
    £ 1,300

Adjust these figures

£

The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.

£

This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.

£

Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.

£

This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.

Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.

Annual Costs

£ 37200
  • Mortgage Interest
    £

    The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Letting and Management Costs (Inc VAT)
    £
  • Letting Fee
    £
  • Maintenance
    £
  • Insurance
    £ 500
  • Ground Rent
    £ 0
  • Service Charge
    £ 0

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  %
  %
£
  %

This is the percentage of the rent that you will spend maintaining the property.

£

Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.

£

Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.

£

This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.

Total Profit

£
  • Final Equity Profit
    £

    Final Equity Profit = Final Property Value - Mortgage Required - Investment

  • Cumulative Rental Profit
    £

    Cumulative Rental Profit = Annual rental profit x Time of Investment

Adjust these figures

  %

This is the assumed rate of house price inflation.

Final Property Value

£

This is the property value at the end of the investment based on an assumed rate of % house price inflation.

Notes

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