4 bedroom semi-detached for sale

£650,000 Offers in excess of

4

Bedrooms

3

Bathrooms

Floorplan

Space, Warmth And Flexibility To Shape Your Familys Next Chapter.Some houses are easy to live in, others actively help you get more out of family life. After more than twenty years here, the owner has shaped this 1930s semi into somewhere that keeps up with busy weekdays, makes weekends more enjoyable, and gives everyone space when they need it.

The hub of the home is the big open-plan kitchen and dining area. Light pours in through the roof lantern, making mornings brighter, while the scale means you can seat a full table for family meals and gatherings. Because it flows straight into the family living space, you dont lose anyone to another room homework, TV, cooking, or a glass of wine with friends all happen in one sociable sweep. The Amtico flooring makes it practical too: easy to keep clean, whether its muddy boots or a dropped juice cup.

That family space is also where youll find the log burner the kind of feature that pulls everyone together on autumn evenings or becomes the backdrop for Christmas mornings. Its set up as the main living room, but with so much square footage youve got freedom to adapt.

At the front, the bay-fronted room is currently arranged as a TV snug, giving you a second living area, but could just as easily be used as a dining room, playroom or library-style retreat. With the same hard flooring as the rest of the ground floor, it feels part of the home but still a space with its own identity.

Lifes practicalities are taken care of too. A utility room keeps laundry, boots, and the dogs kit out of sight. A downstairs shower room saves guests from trekking upstairs and makes family life easier when everyones rushing in and out. And tucked behind the garage is a proper office just far enough from the house to give you focus, with the shortest commute imaginable.

When the days done and its time to relax and recharge your batteries, the bedrooms give everyone their own space. On the first floor, two are well-sized for children as they grow, with room for desks as well as beds, while the third is ideal as a younger childs room, nursery or even a quiet study. All are carpeted for warmth and comfort. The family bathroom works around daily routines a shower to get you going in the morning, and a bath for kids bathtimes or long evening soaks.

At the very top of the house, the loft has been turned into a main suite with its own shower room. Separate from the rest of the bedrooms, and carpeted for a softer feel underfoot, its somewhere for parents to enjoy a bit more privacy.

The garden has a wide, level lawn thats easy to enjoy whether its football goals, a trampoline, or long summer lunches outside. The home office at the rear of the garage looks back over it, so work-from-home days dont feel cut off.

Got a car? The front drive comfortably takes two or three, so no more evening parking juggle.

And then theres the location. This stretch of Baldock Road puts you within easy reach of three towns Letchworth, Baldock and Hitchin giving you plenty of choice for schools, parks, independent shops, pubs and restaurants. Trains run direct to Kings Cross in around 35 minutes, and the A1(M) is just minutes away for quick road links north and south. Even closer to home, Norton Common and Broadway Gardens give you green space without getting in the car. Its a spot that makes daily life simple, but also gives you options at the weekend.

Over the years, the house has grown alongside its household the kitchen extension creating a real heart to the home, the loft conversion giving parents their own space, and the utility and office making everyday routines simpler. Its all been done with living here in mind, not just to tick boxes, and now its ready for the next chapter with a new owner.

| ADDITIONAL INFORMATION

Council Tax Band - D

EPC Rating - C

| GROUND FLOOR

Living Room: Approx14 4' x 11 11' (4.37m x 3.64m)

Reception Room: Approx15 2' x 11 11' (4.63m x 3.64m)

Kitchen / Diner: Approx18 4' x 10 4' (5.60m x 3.14m)

Utility Room: Approx7 7' x 6 4' (2.30m x 1.93m)

Shower Room: Approx6 11' x 5 7' (2.11m x 1.70m)

| FIRST FLOOR

Bedroom Two: Approx14 2' x 11 11' (4.31m x 3.64m)

Bedroom Three: Approx11 11' x 11 2' (3.64m x 3.40m)

Bedroom Four: Approx9 11' x 7 10' (2.93m x 2.40m)

Bathroom: Approx7 9' x 8 0' (2.36m x 2.44m)

| SECOND FLOOR

Bedroom One: Approx15 7' x 13 9' (4.74m x 4.18m)

En-suite: Approx6 8' x 6 0' (2.03m x 1.83m)

| OUTSIDE

Garage: Approx12 3' x 8 11' (3.74m x 2.73m)

Office: Approx7 9' x 4 11' (2.35m x 1.50m)

Driveway to the front offers off road parking for a number of cars

Large rear garden with gated access to the front


Building Safety

Built in the 1930s and extended over time, the house is of traditional brick construction with a pitched tiled roof. There are no known issues with structure or cladding, and works carried out have been signed off in line with building regulations of the time.


Mobile Signal

Good mobile coverage across all major networks, with reliable 4G and growing 5G availability depending on provider.


Construction Type

Traditional brick construction with tiled roof not timber, steel frame or prefabricated.


Existing Planning Permission

No current planning permissions are in place. Any future extensions or changes would need the usual approval from North Hertfordshire Council and LGCHF.


Coalfield or Mining

This is not a coalfield or mining area, so there are no risks or insurance concerns connected with historic mining.



Features
  • Freehold

Map location is not available for this property.

Mortgage Calculator

Your property may be repossessed if you do not keep up repayments on your mortgage.

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )

Return on Investment

£
£
£
£

Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.

Mortgage Required

£ 538950

Mortgage Loan to Value

%

Gross Yield

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Annual ROI

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Annual Rental Profit

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Cumulative Rental Profit

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Cost of Purchase

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  • Stamp Duty
    £

    Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.

  • Refurbishment Budget
    £ 16250
  • Survey Costs
    £ 400
  • Mortgage Fees
    £ 1,000

    Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Legal Fees
    £ 1,300

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£

The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.

£

This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.

£

Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.

£

This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.

Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.

Annual Costs

£ 51450
  • Mortgage Interest
    £

    The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Letting and Management Costs (Inc VAT)
    £
  • Letting Fee
    £
  • Maintenance
    £
  • Insurance
    £ 500
  • Ground Rent
    £ 0
  • Service Charge
    £ 0

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This is the percentage of the rent that you will spend maintaining the property.

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Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.

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Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.

£

This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.

Total Profit

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  • Final Equity Profit
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    Final Equity Profit = Final Property Value - Mortgage Required - Investment

  • Cumulative Rental Profit
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    Cumulative Rental Profit = Annual rental profit x Time of Investment

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This is the assumed rate of house price inflation.

Final Property Value

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Notes

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