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9 - 11 Old Market Place, Ripon
£560,000 Offers over
Bedrooms
Bathrooms
This substantial and thoughtfully designed 5 bedroom family home is situated within a modern and highly sought-after estate, just a short stroll from the charming market town of Boroughbridge.
This substantial and thoughtfully designed family home is situated within a modern and highly sought-after estate, just a short stroll from the charming market town of Boroughbridge. With convenient access to the nearby A1(M), the property is ideally positioned for commuting to Harrogate, York, Leeds, and beyond. Built just five years ago, the home has been carefully maintained by its original owners and presents a fantastic opportunity for buyers seeking space, style, and practicality.
Offering generous accommodation across three floors, the property is perfect for modern family living. The ground floor features an inviting entrance hall leading to a generous living room, a spacious open-plan kitchen/lounge/diner complete with integrated appliances, office, and utility room. On the first floor, there are four well-proportioned double bedrooms, one of which benefits from an ensuite shower room. This floor also includes an airing cupboard and a family bathroom.
The second floor is dedicated to the impressive master suite, which boasts a private ensuite and offers a tranquil retreat from the hustle and bustle of family life.
Externally, there is a single garage, off-street parking for up to six vehicles, and a beautifully landscaped, enclosed rear garden perfect for outdoor entertaining and family gatherings.Unusually for newer estates, the plot is positioned in a quiet corner and benefits from complete privacy.
The property benefits from double glazing and gas central heating.
Oak Close is situated in an enviable location near the heart of Boroughbridge, a picturesque market town that offers a range of amenities, including shops, cafes, and independent boutiques. The area is well-regarded for its excellent schools, with options such as Queen Ethelburgas, Cundall Manor, and Queen Marys, alongside high-quality state and primary schools.
For those who love the great outdoors, Boroughbridge is perfectly positioned between the stunning North Yorkshire Moors and Yorkshire Dales National Parks, providing endless opportunities for exploring, family days out, and outdoor adventures. From National Trust properties to sports activity centres, there is something for everyone in this idyllic setting.
MATERIAL INFORMATION
TENURE - The property is Freehold.
SERVICES - The property has mains gas, electricity, water and drainage/sewerage, which were connected and working at the time of our inspection.
BROADBAND - Please check Ofcom
MOBILE SIGNAL & COVERAGE - Please check Ofcom
FLOOD RISK Very low risk of flooding.
PLANNING PERMISSION none in the immediate area.
EPC: B
COUNCIL TAX: F
Your property may be repossessed if you do not keep up repayments on your mortgage.
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )
Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.
Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.
Your home may be repossessed if you do not keep up repayments on your mortgage.
The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.
This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.
Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.
Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.
The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the percentage of the rent that you will spend maintaining the property.
Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.
Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.
This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.
Final Equity Profit = Final Property Value - Mortgage Required - Investment
Cumulative Rental Profit = Annual rental profit x Time of Investment
This is the assumed rate of house price inflation.
This is the property value at the end of the investment based on an assumed rate of % house price inflation.
9 - 11 Old Market Place, Ripon
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