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105 St Pauls Road, Islington, London, N1 2NA
£975,000
Bedrooms
Bathrooms
Reception
This impressive four/five-bedroom home is situated in a prime Stanmore location, offering a well-thought-out layout and elegant presentation throughout.
The ground floor boasts two generous reception rooms, perfect for both entertaining and family living. The modern eat-in kitchen is complemented by a convenient utility room and a guest WC. The rear garden is a private oasis, partially laid to lawn with a combination of patio and decking areas, ideal for outdoor dining and relaxation. A sizeable outbuilding provides flexible space, perfect for use as a workshop, studio, or additional storage.
Upstairs on the first floor, the master suite features built-in wardrobes and an en-suite bathroom, providing a comfortable retreat. The second bedroom is a spacious double with fitted wardrobes, while the third smaller double bedroom offers versatility as a guest room or home office. An additional study/bedroom and a family bathroom complete this level, ensuring ample space for family and guests.
The loft conversion is a standout feature, offering a large double bedroom with a modern en-suite shower room and extensive eaves storage, perfect for those needing extra space without compromising on style.
Located on the highly desirable Merrion Avenue, this property is within easy reach of Stanmore Tube Station (Jubilee Line) and the heart of Stanmore, with its array of shops, cafes, and amenities. The area is also home to several well-regarded schools, including the prestigious North London Collegiate, making it an ideal choice for families.
Contract (in months) 6
Your property may be repossessed if you do not keep up repayments on your mortgage.
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )
Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.
Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.
Your home may be repossessed if you do not keep up repayments on your mortgage.
The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.
This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.
Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.
Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.
The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the percentage of the rent that you will spend maintaining the property.
Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.
Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.
This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.
Final Equity Profit = Final Property Value - Mortgage Required - Investment
Cumulative Rental Profit = Annual rental profit x Time of Investment
This is the assumed rate of house price inflation.
This is the property value at the end of the investment based on an assumed rate of % house price inflation.
105 St Pauls Road, Islington, London, N1 2NA
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