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£1,400,000 Offers in excess of
Bedrooms
Bathrooms
Set across four beautifully arranged storeys, this exceptional mid-terrace family home is perfectly positioned just moments from Hackney Downs, Stoke Newington High Street, Church Street, and fast transport links into the City. Located within the catchment of outstanding local schools, its an ideal setting for family life.
The house offers an impressive amount of space, with four generous double bedrooms, three stylish bathrooms, and three versatile reception rooms perfect for both entertaining and everyday living. A sleek, integrated kitchen completes the heart of the home.
To the rear, a leafy and secluded garden provides a tranquil outdoor escape, while a private roof terrace offers a peaceful spot to unwind above the city.
Additional highlights include secure bike storage, a chain-free sale, and the potential for further extension (subject to the usual consents).
Sydner Road is a quiet, tree-lined residential street with a genuine sense of community. Youre within easy reach of the vibrant scenes of both Dalston and Stoke Newington, blending convenience, character, and charm in one fantastic location.
Your property may be repossessed if you do not keep up repayments on your mortgage.
Monthly Payment: £6,054.54
Total Interest: £779,633.00
Overall Total: £2,179,633.00
Amortization For Monthly Payment: £6,054.54 over 30 years ( Based on 3.20% Interest )
Year | Interest | Principal | Balance |
---|---|---|---|
2025 | £44,387.82 | £28,266.62 | £1,371,733.38 |
2026 | £43,469.90 | £29,184.54 | £1,342,548.85 |
2027 | £42,522.17 | £30,132.26 | £1,312,416.59 |
2028 | £41,543.67 | £31,110.76 | £1,281,305.83 |
2029 | £40,533.40 | £32,121.04 | £1,249,184.79 |
2030 | £39,490.31 | £33,164.12 | £1,216,020.67 |
2031 | £38,413.36 | £34,241.08 | £1,181,779.59 |
2032 | £37,301.43 | £35,353.01 | £1,146,426.59 |
2033 | £36,153.39 | £36,501.04 | £1,109,925.54 |
2034 | £34,968.07 | £37,686.36 | £1,072,239.18 |
2035 | £33,744.26 | £38,910.17 | £1,033,329.01 |
2036 | £32,480.71 | £40,173.72 | £993,155.29 |
2037 | £31,176.13 | £41,478.30 | £951,676.99 |
2038 | £29,829.18 | £42,825.25 | £908,851.74 |
2039 | £28,438.50 | £44,215.94 | £864,635.81 |
2040 | £27,002.65 | £45,651.78 | £818,984.02 |
2041 | £25,520.18 | £47,134.26 | £771,849.76 |
2042 | £23,989.56 | £48,664.87 | £723,184.89 |
2043 | £22,409.24 | £50,245.19 | £672,939.70 |
2044 | £20,777.60 | £51,876.83 | £621,062.86 |
2045 | £19,092.98 | £53,561.46 | £567,501.41 |
2046 | £17,353.65 | £55,300.79 | £512,200.62 |
2047 | £15,557.83 | £57,096.60 | £455,104.02 |
2048 | £13,703.71 | £58,950.73 | £396,153.29 |
2049 | £11,789.37 | £60,865.06 | £335,288.23 |
2050 | £9,812.87 | £62,841.57 | £272,446.66 |
2051 | £7,772.18 | £64,882.26 | £207,564.41 |
2052 | £5,665.22 | £66,989.21 | £140,575.19 |
2053 | £3,489.85 | £69,164.59 | £71,410.61 |
2054 | £1,243.83 | £71,410.61 | £0.00 |
Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.
Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.
Your home may be repossessed if you do not keep up repayments on your mortgage.
The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.
This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.
Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.
Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.
The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the percentage of the rent that you will spend maintaining the property.
Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.
Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.
This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.
Final Equity Profit = Final Property Value - Mortgage Required - Investment
Cumulative Rental Profit = Annual rental profit x Time of Investment
This is the assumed rate of house price inflation.
This is the property value at the end of the investment based on an assumed rate of % house price inflation.
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Mon Jun 23 2025
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Mon Jun 23 2025
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