4 bedroom semi-detached for sale

£579,950

4

Bedrooms

2

Bathrooms

2

Reception

Floorplan

Entrance through double glazed front door opening to.....

ENTRANCE HALL:Front aspect double glazed window, radiator, understairs storage cupboards x 2, one housing gas central heating boiler, power point and hardwood flooring.

RECEPTION 1:10 8 (3m 25cm) x 11 4 (3m 45cm). Front aspect double glazed bay window, radiator, coved ceiling, power points and hardwood flooring.

RECEPTION 2:10 8 (3m 25cm) x 11 4 (3m 45cm). Radiator, power points, coved ceiling and hardwood flooring.

KITCHEN/DINER:15 1 (4m 60cm) x 9 10 (3m 0cm). Rear aspect double glazed window, sky light, wall and base level units, integrated fridge/freezer, integrated hob and oven with extractor hood above, stainless steel sink unit, splash back tiles, worktop, power points, tower radiator, plumbed for washing machine, ceiling spotlights, hardwood flooring and rear aspect double glazed door opening to rear garden.

DOWNSTAIRS SHOWER ROOM:Built-in shower cubicle, low level WC, pedestal wash hand basin, extractor fan, ceiling spotlights, fully tiled walls and tiled flooring.

BEDROOM 4:15 1 (4m 60cm) x 5 1 (1m 55cm). Rear aspect double glazed window, radiator, power points, coved ceiling and hardwood flooring.

Stairs to first floor:Fitted carpet.

Landing:Side aspect double glazed window, access to full board loft storage with power and light, power point and fitted carpet.

BEDROOM 1:10 8 (3m 25cm) x 10 6 (3m 20cm). Front aspect double glazed bay window, radiator, power points and fitted carpet.

BEDROOM 2:10 8 (3m 25cm) x 10 6 (3m 20cm). Rear aspect double glazed bay window, radiator, power points and fitted carpet.

BEDROOM 3:Front aspect angled double glazed window, power points, radiator and fitted carpet.

BATHROOM:6 3 (1m 91cm) x 5 11 (1m 80cm). Rear aspect double glazed frosted window, panel enclosed bath with hand held shower attachment, low level WC, pedestal wash hand basin, heated towel rail, extractor fan, fully tiled walls and tiled flooring.

Exterior:Approximately 90ft: Central lawn area and paved borders and side access gate.

FRONTAGE:Off street parking for 2 cars.

GENERAL INFORMATION:


TENURE:Freehold

LOCAL AUTHORITY:Harrow




Features
  • Washing Machine
  • Oven/Hob
  • Gas Central Heating
  • Combi Boiler


Features
  • Freehold

Mortgage Calculator

Your property may be repossessed if you do not keep up repayments on your mortgage.

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )

Return on Investment

£
£
£
£

Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.

Mortgage Required

£ 481158.75

Mortgage Loan to Value

%

Gross Yield

%

Annual ROI

%

Annual Rental Profit

£

Cumulative Rental Profit

£

Cost of Purchase

£
  • Stamp Duty
    £

    Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.

  • Refurbishment Budget
    £ 14498.75
  • Survey Costs
    £ 400
  • Mortgage Fees
    £ 1,000

    Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Legal Fees
    £ 1,300

Adjust these figures

£

The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.

£

This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.

£

Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.

£

This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.

Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.

Annual Costs

£ 46196.25
  • Mortgage Interest
    £

    The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Letting and Management Costs (Inc VAT)
    £
  • Letting Fee
    £
  • Maintenance
    £
  • Insurance
    £ 500
  • Ground Rent
    £ 0
  • Service Charge
    £ 0

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  %
  %
£
  %

This is the percentage of the rent that you will spend maintaining the property.

£

Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.

£

Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.

£

This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.

Total Profit

£
  • Final Equity Profit
    £

    Final Equity Profit = Final Property Value - Mortgage Required - Investment

  • Cumulative Rental Profit
    £

    Cumulative Rental Profit = Annual rental profit x Time of Investment

Adjust these figures

  %

This is the assumed rate of house price inflation.

Final Property Value

£

This is the property value at the end of the investment based on an assumed rate of % house price inflation.

Notes

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