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£2,495,000
Bedrooms
Bathrooms
''Chain Free''
A truly exceptional four-bedroom detached family home, tucked away in a secluded cul-de-sac and accessed through electronically controlled double gates. This immaculate property is situated just moments from the picturesque Chislehurst Ponds and The Royal Parade, offering both privacy and convenience of local amenities.
Arranged across two floors, the property boasts a grand entrance hall, a dedicated home office, and a spacious main reception room complete with a feature inglenook fire. The air-conditioned conservatory spans the rear of the house, providing views onto the stunning, landscaped garden.
The bespoke, handmade kitchen diner is the heart of the home, featuring a large central island with granite worktops and high-end integrated Miele appliances. Adjoining the kitchen is a generous utility room which leads to a private staircase up to the luxury principal suite, which offers underfloor heating, air-conditioning, a dressing room, and a state-of-the-art en-suite complete with a steam room for ultimate relaxation.
Upstairs, the first floor features an impressive guest suite/bedroom 2 with an en-suite and bespoke curved wardrobes. A family bathroom with a soaking tub and built-in TV provides additional bathing space, while the walk-in wardrobe, illuminated with feature lighting, offers ample storage. Two additional double bedrooms each benefit from their own en-suites and custom-built wardrobes.
Externally, the property is surrounded by a beautifully landscaped wraparound garden, complete with established flower beds, feature lighting, and mature tree-lined borders, ensuring privacy and a serene atmosphere. The front of the house features three integral garages with electric up-and-over doors, plus an EV charging point for convenience.
Additional noteworthy features include partial underfloor heating, Sonos speakers throughout, designer radiators, CCTV, an alarm system, newly fitted carpets, and much more. OFFERED CHAIN FREE.
Located just moments from Chislehurst High Street and The Royal Parade, this home is also conveniently positioned for a range of highly sought-after schools, including Farringtons, Bromley High, Mead Road Infants, Babington House, Breaside, and Eltham College.
Tenure - Freehold | Council Tax Band - TBC
Your property may be repossessed if you do not keep up repayments on your mortgage.
Monthly Payment: £10,790.05
Total Interest: £1,389,417.38
Overall Total: £3,884,417.38
Amortization For Monthly Payment: £10,790.05 over 30 years ( Based on 3.20% Interest )
| Year | Interest | Principal | Balance |
|---|---|---|---|
| 2025 | £79,105.43 | £50,375.15 | £2,444,624.85 |
| 2026 | £77,469.57 | £52,011.01 | £2,392,613.84 |
| 2027 | £75,780.59 | £53,699.99 | £2,338,913.85 |
| 2028 | £74,036.76 | £55,443.82 | £2,283,470.02 |
| 2029 | £72,236.30 | £57,244.28 | £2,226,225.75 |
| 2030 | £70,377.38 | £59,103.20 | £2,167,122.55 |
| 2031 | £68,458.09 | £61,022.49 | £2,106,100.06 |
| 2032 | £66,476.47 | £63,004.11 | £2,043,095.95 |
| 2033 | £64,430.51 | £65,050.07 | £1,978,045.88 |
| 2034 | £62,318.10 | £67,162.48 | £1,910,883.40 |
| 2035 | £60,137.10 | £69,343.48 | £1,841,539.92 |
| 2036 | £57,885.27 | £71,595.31 | £1,769,944.61 |
| 2037 | £55,560.32 | £73,920.26 | £1,696,024.35 |
| 2038 | £53,159.87 | £76,320.71 | £1,619,703.64 |
| 2039 | £50,681.46 | £78,799.11 | £1,540,904.53 |
| 2040 | £48,122.58 | £81,358.00 | £1,459,546.53 |
| 2041 | £45,480.60 | £83,999.98 | £1,375,546.55 |
| 2042 | £42,752.82 | £86,727.76 | £1,288,818.79 |
| 2043 | £39,936.47 | £89,544.11 | £1,199,274.67 |
| 2044 | £37,028.65 | £92,451.93 | £1,106,822.75 |
| 2045 | £34,026.41 | £95,454.17 | £1,011,368.58 |
| 2046 | £30,926.68 | £98,553.90 | £912,814.68 |
| 2047 | £27,726.28 | £101,754.30 | £811,060.38 |
| 2048 | £24,421.96 | £105,058.62 | £706,001.76 |
| 2049 | £21,010.34 | £108,470.24 | £597,531.52 |
| 2050 | £17,487.93 | £111,992.65 | £485,538.87 |
| 2051 | £13,851.13 | £115,629.45 | £369,909.42 |
| 2052 | £10,096.23 | £119,384.35 | £250,525.08 |
| 2053 | £6,219.40 | £123,261.18 | £127,263.90 |
| 2054 | £2,216.68 | £127,263.90 | £0.00 |
Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.
Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.
Your home may be repossessed if you do not keep up repayments on your mortgage.
The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.
This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.
Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.
Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.
The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the percentage of the rent that you will spend maintaining the property.
Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.
Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.
This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.
Final Equity Profit = Final Property Value - Mortgage Required - Investment
Cumulative Rental Profit = Annual rental profit x Time of Investment
This is the assumed rate of house price inflation.
This is the property value at the end of the investment based on an assumed rate of % house price inflation.
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Mon Jun 02 2025
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Mon Jun 02 2025
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