4 bedroom detached for sale

£1,800,000 Guide Price

4

Bedrooms

3

Bathrooms

Floorplan

Attractive four bedroom detached family home in an impressive plot of approximately 3/4 of an acre, with views over the countryside, situated within the prestigious Chelsfield Park Estate. The property offers versatile accommodation and is located within easy reach of Chelsfield station, local schools and amenities. The property has been re-modelled by the current owners and is beautifully presented throughout. The ground floor comprises a spacious entrance hall with storage cupboard, double doors leading to the bay fronted lounge with leaded light windows and log burning stove, a spacious guest bedroom which could be used as a study, a shower-room which is fully tiled with vanity storage and heated towel rail and a further reception room which is currently used as a playroom with French doors providing a bright and airy space with direct access to the garden. The 37ft open plan family kitchen/diner is a great space for entertaining and has two sets of sliding patio doors to the garden. It also benefits from under floor heating. There is a range of wall and base units with quartz work surfaces and splash back, breakfasting island with pendant lighting, induction hob with extractor, built-in microwave, low level fridge, built-in fridge/freezer, dishwasher, washing machine and double oven. To the first floor there is a spacious landing with eaves storage and skylight, four double bedrooms including ensuite shower room to master, and a family bathroom which is similar in style, with a panel bath with shower screen and heated towel rail. The property also benefits from a boarded loft space with pull down ladder and light. Outside the extensive garden is south facing and is mainly laid to lawn and bordered by mature trees and shrubs, has two attractive raised decking areas, block paved patio, childrens climbing frame set, tree table, hard standing and timber sheds with power and light. The spectacular views towards the end of the garden are unobstructed and the owners have created a social space with fire-pit. The 38ft triple garage can be multi functional, used as a gym, games room or studio/workshop, there is a utility area, with plumbing for hot water and a wc. To the front there is a large carriage driveway for numerous cars, gated side access on both sides of the property and an electrical vehicle charger.

Please note: Planning permission was approved to build a separate garage to the side of the property, which lapsed in 2024.

Chelsfield Park boasts its own 3 acre sports ground consisting of a cricket field and two tennis courts and is designated as an Area of Special Residential Character. Worlds End Lane is very close to Chelsfield Main Line Station and the local shops in Windsor Drive. Further shops can be found in Bromley, Sevenoaks and Bluewater which offer a good range of quality shops and many of the major department stores. Education is well catered for with a number of highly regarded primary and secondary schools including Warren Road, St Olaves and Newstead Wood Grammar Schools. There is golf and horse riding available within the vicinity and the M25 can be joined at Junction 4 allowing easy access to all the major road networks, Gatwick and Heathrow airports.


EPC Rating: C

Mortgage Calculator

Your property may be repossessed if you do not keep up repayments on your mortgage.

Monthly Payment: £7,784.40

Total Interest: £1,002,385.29

Overall Total: £2,802,385.29

Amortization For Monthly Payment: £7,784.40 over 30 years ( Based on 3.20% Interest )

YearInterest Principal Balance 
2025£57,070.05 £36,342.79 £1,763,657.21 
2026£55,889.87 £37,522.97 £1,726,134.23 
2027£54,671.37 £38,741.48 £1,687,392.75 
2028£53,413.29 £39,999.55 £1,647,393.20 
2029£52,114.37 £41,298.48 £1,606,094.73 
2030£50,773.26 £42,639.58 £1,563,455.14 
2031£49,388.60 £44,024.24 £1,519,430.90 
2032£47,958.98 £45,453.86 £1,473,977.04 
2033£46,482.93 £46,929.91 £1,427,047.13 
2034£44,958.95 £48,453.89 £1,378,593.24 
2035£43,385.48 £50,027.36 £1,328,565.88 
2036£41,760.92 £51,651.93 £1,276,913.95 
2037£40,083.60 £53,329.25 £1,223,584.70 
2038£38,351.81 £55,061.03 £1,168,523.67 
2039£36,563.78 £56,849.06 £1,111,674.61 
2040£34,717.69 £58,695.15 £1,052,979.46 
2041£32,811.65 £60,601.19 £992,378.27 
2042£30,843.72 £62,569.12 £929,809.15 
2043£28,811.88 £64,600.96 £865,208.18 
2044£26,714.06 £66,698.79 £798,509.40 
2045£24,548.11 £68,864.73 £729,644.67 
2046£22,311.83 £71,101.01 £658,543.65 
2047£20,002.93 £73,409.91 £585,133.74 
2048£17,619.05 £75,793.79 £509,339.95 
2049£15,157.76 £78,255.08 £431,084.87 
2050£12,616.54 £80,796.30 £350,288.57 
2051£9,992.80 £83,420.04 £266,868.52 
2052£7,283.86 £86,128.99 £180,739.54 
2053£4,486.94 £88,925.90 £91,813.64 
2054£1,599.21 £91,813.64 £0.00 

Return on Investment

£
£
£
£

Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.

Mortgage Required

£ 1,524,950

Mortgage Loan to Value

85%

Gross Yield

12%

Annual ROI

33%

Annual Rental Profit

£ 96,525

Cumulative Rental Profit

£ 965,253

Cost of Purchase

£ 174,950
  • Stamp Duty
    £ 127,250

    Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.

  • Refurbishment Budget
    £ 45,000
  • Survey Costs
    £ 400
  • Mortgage Fees
    £ 1,000

    Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Legal Fees
    £ 1,300

Adjust these figures

£

The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.

£

This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.

£

Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.

£

This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.

Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.

Annual Costs

£ 119,475
  • Mortgage Interest
    £ 68,623

    The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Letting and Management Costs (Inc VAT)
    £ 28,512
  • Letting Fee
    £ 240
  • Maintenance
    £ 21,600
  • Insurance
    £ 500
  • Ground Rent
    £ 0
  • Service Charge
    £ 0

Adjust these figures

  %
  %
£
  %

This is the percentage of the rent that you will spend maintaining the property.

£

Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.

£

Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.

£

This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.

Total Profit

£ 1,922,313
  • Final Equity Profit
    £ 957,060

    Final Equity Profit = Final Property Value - Mortgage Required - Investment

  • Cumulative Rental Profit
    £ 965,253

    Cumulative Rental Profit = Annual rental profit x Time of Investment

Adjust these figures

  %

This is the assumed rate of house price inflation.

Final Property Value

£ 2,932,010

This is the property value at the end of the investment based on an assumed rate of % house price inflation.

Notes

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