5 bedroom detached for sale

£1,000,000 Guide Price

5

Bedrooms

3

Bathrooms

Floorplan

Attractive five bedroom detached family home within a mile of Knockholt train station, and positioned in Badgers Mount with direct bus links to Tonbridge and Sevenoaks secondary schools.

Badgers Oak is set in a semi rural location opposite woodland and was built in 2008. The property is well presented throughout and offers versatile accommodation. The ground floor comprises, spacious entrance hallway, zone controlled under floor heating, double aspect dining room with bespoke drinks cabinet and deep storage cupboards, further front reception which could be used as a study or playroom with a range of fitted shelving and furniture, and a bright and airy lounge measuring 175 137 with feature fireplace, attractive wall lights and french doors to the garden. The shaker style kitchen/diner with central island has a range of wall and base units, granite worksurfaces, butler sink, integrated dishwasher, induction Range cooker with extractor hood, space for American fridge/freezer, recycling bins, wine rack, under canopy lighting and french doors to the garden. The property also benefits from a utility room which is similar in style and a cloakroom.

To the first floor there are five bedrooms with a range of fitted wardrobes and cupboards, the ensuite to master has a double shower enclosure and spacious dressing area, and the family bathroom has a free standing bath, separate shower enclosure and heated towel rail. The galleried landing is a decorative feature and the loft space is partially boarded with ladder & light.

Other features to note, leaded light windows, ceiling fans, spotlights, bespoke window blinds, CCTV and alarm system.

Outside, the secluded rear garden measures 46 feet and is mainly laid to lawn with mature trees and shrubs, there is a patio seating area with electric awning, lighting and power socket, summer house with power and light and 6 seater hot tub with premium features. To the front there is a paved driveway for numerous cars and gated side access.

Badgers Mount is within easy reach of Polhill Shopping and Garden Centre, Orpington High Street, Chelsfield Village and Knockholt train station is the nearest with links to London. The property is also close to highly regarded state, grammar and private schools, including St. Olaves Grammar and Newstead Woods, the M25 can be joined for major road networks, Gatwick and Heathrow airports and Bluewater Shopping and leisure centre.


EPC Rating: C

Features
  • Freehold

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Mortgage Calculator

Your property may be repossessed if you do not keep up repayments on your mortgage.

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )

Return on Investment

£
£
£
£

Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.

Mortgage Required

£ 818950

Mortgage Loan to Value

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Gross Yield

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Annual ROI

%

Annual Rental Profit

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Cumulative Rental Profit

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Cost of Purchase

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  • Stamp Duty
    £

    Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.

  • Refurbishment Budget
    £ 25000
  • Survey Costs
    £ 400
  • Mortgage Fees
    £ 1,000

    Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Legal Fees
    £ 1,300

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£

The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.

£

This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.

£

Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.

£

This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.

Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.

Annual Costs

£ 68950
  • Mortgage Interest
    £

    The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Letting and Management Costs (Inc VAT)
    £
  • Letting Fee
    £
  • Maintenance
    £
  • Insurance
    £ 500
  • Ground Rent
    £ 0
  • Service Charge
    £ 0

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This is the percentage of the rent that you will spend maintaining the property.

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Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.

£

Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.

£

This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.

Total Profit

£
  • Final Equity Profit
    £

    Final Equity Profit = Final Property Value - Mortgage Required - Investment

  • Cumulative Rental Profit
    £

    Cumulative Rental Profit = Annual rental profit x Time of Investment

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This is the assumed rate of house price inflation.

Final Property Value

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This is the property value at the end of the investment based on an assumed rate of % house price inflation.

Notes

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