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£425,000
Bedrooms
''NO FORWARD CHAIN'' ''VIRTUAL TOUR'' Welcome to Copperfield Road! We are delighted to present this three bedroom semi located within the quiet and leafy area of Bassett.Complex. The transport links are excellent with the M3 accessed via The Avenue and the M27 via Thomas Lewis Way. Southampton University is within easy reach.
Comprising of entrance hall leading to large dual aspect lounge/diner, mondern fitted kitchen with doors to rear garden. Upstairs there are two double bedrooms a modern family bathroom and further single bedroom.
Oustide
The front garden is lawned with off road parking for 4 cars, sode access leading to detached garage with power and light. The rear garden is enclosed with wooded area behind, a patio area raised to decent sized lawned area.
Area
This property is in a very convenient location with easy access to the City Centre which has a wide range of shopping facilities including the West Quay Shopping Complex. The transport links are excellent with the M3 accessed via The Avenue and the M27 via Thomas Lewis Way. Southampton University is within easy reach. Southampton City Centre has numerous parks and open spaces and The Common, with over three hundred acres of parkland, is within easy reach.
Your property may be repossessed if you do not keep up repayments on your mortgage.
Monthly Payment: £1,837.98
Total Interest: £236,674.30
Overall Total: £661,674.30
Amortization For Monthly Payment: £1,837.98 over 30 years ( Based on 3.20% Interest )
Year | Interest | Principal | Balance |
---|---|---|---|
2025 | £13,474.87 | £8,580.94 | £416,419.06 |
2026 | £13,196.22 | £8,859.59 | £407,559.47 |
2027 | £12,908.52 | £9,147.29 | £398,412.18 |
2028 | £12,611.47 | £9,444.34 | £388,967.84 |
2029 | £12,304.78 | £9,751.03 | £379,216.81 |
2030 | £11,988.13 | £10,067.68 | £369,149.13 |
2031 | £11,661.20 | £10,394.61 | £358,754.52 |
2032 | £11,323.65 | £10,732.16 | £348,022.36 |
2033 | £10,975.14 | £11,080.67 | £336,941.68 |
2034 | £10,615.31 | £11,440.50 | £325,501.18 |
2035 | £10,243.79 | £11,812.02 | £313,689.16 |
2036 | £9,860.22 | £12,195.59 | £301,493.57 |
2037 | £9,464.18 | £12,591.63 | £288,901.94 |
2038 | £9,055.29 | £13,000.52 | £275,901.42 |
2039 | £8,633.12 | £13,422.69 | £262,478.73 |
2040 | £8,197.23 | £13,858.58 | £248,620.15 |
2041 | £7,747.20 | £14,308.61 | £234,311.54 |
2042 | £7,282.54 | £14,773.27 | £219,538.27 |
2043 | £6,802.80 | £15,253.01 | £204,285.27 |
2044 | £6,307.49 | £15,748.32 | £188,536.94 |
2045 | £5,796.08 | £16,259.73 | £172,277.21 |
2046 | £5,268.07 | £16,787.74 | £155,489.47 |
2047 | £4,722.91 | £17,332.90 | £138,156.58 |
2048 | £4,160.05 | £17,895.76 | £120,260.82 |
2049 | £3,578.92 | £18,476.89 | £101,783.93 |
2050 | £2,978.91 | £19,076.90 | £82,707.02 |
2051 | £2,359.41 | £19,696.40 | £63,010.62 |
2052 | £1,719.80 | £20,336.01 | £42,674.61 |
2053 | £1,059.42 | £20,996.39 | £21,678.22 |
2054 | £377.59 | £21,678.22 | £0.00 |
Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.
Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.
Your home may be repossessed if you do not keep up repayments on your mortgage.
The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.
This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.
Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.
Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.
The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the percentage of the rent that you will spend maintaining the property.
Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.
Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.
This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.
Final Equity Profit = Final Property Value - Mortgage Required - Investment
Cumulative Rental Profit = Annual rental profit x Time of Investment
This is the assumed rate of house price inflation.
This is the property value at the end of the investment based on an assumed rate of % house price inflation.
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Sat Jul 12 2025
All confirmed! We look forward to speaking with you.
Sat Jul 12 2025
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