4 bedroom detached for sale

£750,000 Guide Price

4

Bedrooms

2

Bathrooms

Floorplan

Welcome to this exceptional four-bedroom detached family home nestled in the heart of Church Hill, Loughton. Boasting a newly refurbished interior, off-street parking, and a prime location close to Loughton town centre, this property is a true gem that offers the perfect blend of convenience and tranquility.

Upon entering this contemporary haven, you will immediately appreciate the attention to detail and high-quality finishes throughout. The spacious reception area provides a warm welcome, inviting you to explore the rest of the house. The brand-new kitchen features modern appliances, sleek cabinetry, and ample counter space, making it a dream for any home cook or entertainment enthusiast.

With four bedrooms, there is plenty of space for the whole family to unwind and relax. Each room boasts large windows that flood the space with natural light, creating a bright and airy atmosphere. The recently renovated bathrooms offer both style and functionality, ensuring you can enjoy a rejuvenating experience.

Step outside into the well-maintained garden, where youll discover a peaceful oasis perfect for both relaxation and entertainment. The patio terrace provides an ideal spot for al fresco dining or simply enjoying a cup of tea while admiring the colorful shrub borders. The property is conveniently located within easy reach of the beautiful Epping Forest, an excellent choice for dog owners and outdoor enthusiasts. Indulge in long walks, invigorating bike rides, and an abundance of recreational activities right on your doorstep.

Convenience is a key factor when it comes to this propertys location. Loughton town centre, with its array of charming coffee shops, quaint cafes, and high-quality restaurants, is only a short distance away. Whether its a morning coffee, a delicious brunch, or a delectable dinner, youll find a multitude of options to suit every taste.

Families with children will appreciate the proximity to several respected schools, ensuring an effortless daily commute for both students and parents alike. For those who enjoy an active lifestyle, the Loughton Leisure Centre, complete with its swimming pool and fitness facilities, is conveniently close.

In addition to its desirable features, this property also comes with a garage and off-street parking, providing ample space for multiple vehicles.

Dont miss the opportunity to make this immaculate property your forever home. Schedule a viewing today and discover the perfect blend of modern living, natural beauty, and convenience that this four-bedroom detached family home in Church Hill, Essex has to offer.
The property misdescriptions act 1991. The Agent has not tested any apparatus, equipment, fixtures and fittings or services and so cannot verify that they are in working order or fit for the purpose. A Buyer is advised to obtain verification from their Solicitor or Surveyor. References to the Tenure of a Property are based on information supplied by the Seller. The Agent has not had sight of the title documents. A Buyer is advised to obtain verification from their Solicitors.

Mortgage Calculator

Your property may be repossessed if you do not keep up repayments on your mortgage.

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Monthly Payment: £ 8,216.87

Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )

Return on Investment

£
£
£
£

Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.

Mortgage Required

£ 621450

Mortgage Loan to Value

%

Gross Yield

%

Annual ROI

%

Annual Rental Profit

£

Cumulative Rental Profit

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Cost of Purchase

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  • Stamp Duty
    £

    Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.

  • Refurbishment Budget
    £ 18750
  • Survey Costs
    £ 400
  • Mortgage Fees
    £ 1,000

    Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Legal Fees
    £ 1,300

Adjust these figures

£

The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.

£

This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.

£

Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.

£

This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.

Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.

Annual Costs

£ 58950
  • Mortgage Interest
    £

    The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Letting and Management Costs (Inc VAT)
    £
  • Letting Fee
    £
  • Maintenance
    £
  • Insurance
    £ 500
  • Ground Rent
    £ 0
  • Service Charge
    £ 0

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  %
£
  %

This is the percentage of the rent that you will spend maintaining the property.

£

Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.

£

Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.

£

This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.

Total Profit

£
  • Final Equity Profit
    £

    Final Equity Profit = Final Property Value - Mortgage Required - Investment

  • Cumulative Rental Profit
    £

    Cumulative Rental Profit = Annual rental profit x Time of Investment

Adjust these figures

  %

This is the assumed rate of house price inflation.

Final Property Value

£

This is the property value at the end of the investment based on an assumed rate of % house price inflation.

Notes

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