3 bedroom terraced for sale

£925,000 Guide Price

3

Bedrooms

2

Bathrooms

Floorplan

Welcome to your dream home on Barclay Road, an enviable residential street in the heart of Walthamstow Village. This stunning Victorian terraced property presents a perfect blend of timeless elegance and modern comfort. The beautifully restored brick frontage exudes the charm and character of a bygone era, while the interiors offer every contemporary convenience you desire.

As you step inside, the sash-style double glazed windows flood the house with natural light, creating a warm and inviting atmosphere. The ground floor boasts a cosy front reception room, an ideal space to unwind after a hectic day.

Moving towards the heart of the home, discover the breath taking open-plan kitchen diner that seamlessly integrates a home office space. This versatile area is perfect for entertaining guests or enjoying cosy family meals. The sleek and stylish kitchen is equipped with state-of-the-art appliances and ample storage, catering to all your culinary needs.

Upstairs, youll find three double bedrooms, each offering a harmonious blend of comfort and style. The principle bedroom boasts a luxurious dressing room and an en-suite shower, providing a tranquil oasis for your personal relaxation. The other two bedrooms provide ideal spaces for family members or guests, with plenty of room for all.

The beautifully presented family bathroom, complete with a separate shower and a freestanding bath, is a sanctuary of serenity. Take your time to indulge in a luxurious bubble bath or enjoy a refreshing shower, surrounded by elegant fixtures and fittings.

This Victorian house has truly been lovingly restored by the current owners to its former glory, thoughtfully preserving its original features while seamlessly integrating modern amenities. The result is a home that perfectly blends period charm and contemporary comfort.

The bi-folding doors in the kitchen lead you to a low-maintenance terrace, offering a peaceful outdoor space to relax & entertain. Enjoy the privacy and tranquillity of your own little retreat amidst the bustling city.

Situated on Barclay Road, this property enjoys a prime location in Walthamstow Village, this popular neighbourhood has a strong sense of community. With thriving independent coffee shops, bustling brunch spots and good Victorian housing stock, it offers a charming village-like atmosphere. Transport into the City and West End is made easy with both the Victoria Line and Overground nearby. The neighbourhoods mix of well-regarded independent and state schools makes it especially popular with young families and offers a peaceful and coveted residential area. The surrounding neighbourhood offers excellent amenities, including shops, restaurants, and parks, ensuring convenience and recreation are always within reach.

If youve been searching for a Victorian family home that seamlessly combines period charm with contemporary living, look no further. This stunning property on Barclay Road awaits its discerning new owners. Dont miss this rare opportunity to own a piece of history while enjoying the comforts of modern living. Arrange your viewing today and let your dream become a reality.
The property misdescriptions act 1991. The Agent has not tested any apparatus, equipment, fixtures and fittings or services and so cannot verify that they are in working order or fit for the purpose. A Buyer is advised to obtain verification from their Solicitor or Surveyor. References to the Tenure of a Property are based on information supplied by the Seller. The Agent has not had sight of the title documents. A Buyer is advised to obtain verification from their Solicitors.

Mortgage Calculator

Your property may be repossessed if you do not keep up repayments on your mortgage.

Monthly Payment: £4,000.32

Total Interest: £515,114.66

Overall Total: £1,440,114.66

Amortization For Monthly Payment: £4,000.32 over 30 years ( Based on 3.20% Interest )

YearInterest Principal Balance 
2025£29,327.66 £18,676.16 £906,323.84 
2026£28,721.18 £19,282.64 £887,041.20 
2027£28,095.01 £19,908.81 £867,132.39 
2028£27,448.50 £20,555.32 £846,577.06 
2029£26,780.99 £21,222.83 £825,354.24 
2030£26,091.81 £21,912.01 £803,442.23 
2031£25,380.25 £22,623.57 £780,818.66 
2032£24,645.59 £23,358.24 £757,460.42 
2033£23,887.06 £24,116.76 £733,343.66 
2034£23,103.91 £24,899.92 £708,443.75 
2035£22,295.32 £25,708.50 £682,735.24 
2036£21,460.47 £26,543.35 £656,191.89 
2037£20,598.52 £27,405.31 £628,786.58 
2038£19,708.57 £28,295.25 £600,491.33 
2039£18,789.72 £29,214.10 £571,277.23 
2040£17,841.04 £30,162.79 £541,114.44 
2041£16,861.54 £31,142.28 £509,972.17 
2042£15,850.24 £32,153.58 £477,818.59 
2043£14,806.10 £33,197.72 £444,620.87 
2044£13,728.06 £34,275.76 £410,345.11 
2045£12,615.00 £35,388.82 £374,956.29 
2046£11,465.80 £36,538.02 £338,418.27 
2047£10,279.28 £37,724.54 £300,693.73 
2048£9,054.23 £38,949.59 £261,744.14 
2049£7,789.40 £40,214.42 £221,529.72 
2050£6,483.50 £41,520.32 £180,009.40 
2051£5,135.19 £42,868.63 £137,140.77 
2052£3,743.09 £44,260.73 £92,880.04 
2053£2,305.79 £45,698.03 £47,182.01 
2054£821.81 £47,182.01 £0.00 

Return on Investment

£
£
£
£

Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.

Mortgage Required

£ 753,325

Mortgage Loan to Value

81%

Gross Yield

12%

Annual ROI

34%

Annual Rental Profit

£ 50,608

Cumulative Rental Profit

£ 506,084

Cost of Purchase

£ 59,575
  • Stamp Duty
    £ 33,750

    Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.

  • Refurbishment Budget
    £ 23,125
  • Survey Costs
    £ 400
  • Mortgage Fees
    £ 1,000

    Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Legal Fees
    £ 1,300

Adjust these figures

£

The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.

£

This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.

£

Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.

£

This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.

Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.

Annual Costs

£ 60,392
  • Mortgage Interest
    £ 33,900

    The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.

  • Letting and Management Costs (Inc VAT)
    £ 14,652
  • Letting Fee
    £ 240
  • Maintenance
    £ 11,100
  • Insurance
    £ 500
  • Ground Rent
    £ 0
  • Service Charge
    £ 0

Adjust these figures

  %
  %
£
  %

This is the percentage of the rent that you will spend maintaining the property.

£

Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.

£

Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.

£

This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.

Total Profit

£ 1,028,236
  • Final Equity Profit
    £ 522,153

    Final Equity Profit = Final Property Value - Mortgage Required - Investment

  • Cumulative Rental Profit
    £ 506,084

    Cumulative Rental Profit = Annual rental profit x Time of Investment

Adjust these figures

  %

This is the assumed rate of house price inflation.

Final Property Value

£ 1,506,728

This is the property value at the end of the investment based on an assumed rate of % house price inflation.

Notes

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