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£588,000 Offers over
Bedrooms
A beautifully designed two-bedroom duplex apartment in Harrogates town centre, overlooking The Stray.
This charming home blends period features with modern amenities, including a cozy lounge with a gas fireplace, a modern well-equipped kitchen, and master bedroom with a balcony.
Kitchen
Flooded with natural light from large bay windows, the kitchen is bright and inviting, blending modern convenience with classic style and features top-of-the-line appliances, ideal for those who enjoy cooking and entertaining. there is also a breakfast area in the window area with views looking onto the stray.
Porch and Hall
There are stairs to the apartments private entrance, which opens into a porch with high ceilings, ideal for storing shoes and coats. Double doors lead you into the hallway, where the lounge is to the left and the kitchen to the right. Continuing through the hallway, youll discover the dining room on the left and a private stairway on the right that descends to the lower ground floor.
Lounge
The living room with its expansive bay window with plantation shutters, allows natural light to pour in while offering views of the large trees outside. The soft grey carpet complements the rooms upscale feel, enhanced by uplighters that create a warm ambiance. Original features such as door panelling, a picture rail, and intricate coving add a touch of classic charm, making this space both stylish and inviting.
Dining Room
The dining room features an elegant fireplace. A stylish light fixture enhances the ambiance, while large windows let in ample natural light, creating a bright and inviting space.
Bedroom 1
The main bedroom is a peaceful retreat with a high-quality, well-thought-out design. Floor-to-ceiling wooden fitted wardrobes add a touch of elegance and provide ample storage. The room benefits from a high-end en suite bathroom.
En-suite
The marble ensuite features a separate bath and a large shower for ultimate comfort. With mirrors lining the walls, the space feels bright and modern.
Bedroom 2
Situated on the lower ground floor, is a generously sized room featuring built-in wardrobes and a stylish en suite bathroom. Its position on a separate level ensures guests enjoy complete privacy and comfort, making it an ideal space for visitors or family members seeking their own distinct area within the home.
Bathroom
The ground floor bathroom offers a double shower with sleek stone and elegant tiling, a heated towel rail for added comfort, and mirrors to finish the space.
Utility Room
The utility room on the lower ground floor features built-in cupboards, a sleek sink, and space for a washer and dryer, offering a convenient and separate area for laundry.
Material Information
Off Street Parking
Council Tax Band D
Gas Central Heating
Mains electric, water, gas and sewerage
Leasehold 975 years
Your property may be repossessed if you do not keep up repayments on your mortgage.
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Monthly Payment: £ 8,216.87
Amortization For Monthly Payment: £8,216.87 over 30 years ( Based on 3.20% Interest )
Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.
Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.
Your home may be repossessed if you do not keep up repayments on your mortgage.
The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.
This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.
Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.
Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.
The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the percentage of the rent that you will spend maintaining the property.
Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.
Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.
This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.
Final Equity Profit = Final Property Value - Mortgage Required - Investment
Cumulative Rental Profit = Annual rental profit x Time of Investment
This is the assumed rate of house price inflation.
This is the property value at the end of the investment based on an assumed rate of % house price inflation.
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